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Ms Moneybags money making tip

Recent Articles What you to do when dating someone who’s in debt Money 2019-04-05 You meet your perfect match and you fall in love. However, later you find…

How to Save money in the kitchen

2013-11-26 Every tip helps when you’re trying to save money in the kitchen, so here’s a list of easy ideas to help cut the cost of family meals….

Keeping ahead of your pay cheque

2016-02-03 While we can’t do anything about a salary increase for you, we certainly can help you cope a little better with the money you have every month,…

Choosing your plastic wisely

2015-03-12 We all know that plastic is a much safer, easier way to spend money than carrying around mounds of cash. But banking is complicated and choosing which…

Make more moola in 2016

2015-11-11 2015 has seen a few economic speed bumps in South Africa – especially the Rand hitting an all time low and fluctuating – which has put huge…

Birthday party blues

2015-05-19 All children love to be fussed over and celebrate their birthdays with all their friends and family. We know that throwing your child a birthday party can…

Brace yourself for rising costs in 2016

2015-12-01 Before you start spending on extravagant luxuries this holiday season, it may be helpful to consider what the new year will bring.  Before you start spending on…

Couple’s Finance 101

2015-07-01 They say it’s the thing couples fight about the most… Yet money management should not have to be a taboo topic in your relationship.  Instead, it should…

Moneysaving tip from Ms Moneybags

2015-07-16 Create a savings plan based on your budget detailing how much you can put away each month and how much you will be saving and investing Money

Take charge of your retirement now

2015-06-15 How much money to do you need to retire? It seems like a simple enough question, but there are many known and unknown variables that shape the…

Medical Articles

DIFFERENCE BETWEEN MEDICAL AID AND MEDICAL INSURANCE EXPLAINED 2018-04-06 Many people are often conflicted when choosing their health plans. Sometimes it is because the difference between a medical…

Understanding medical aid lingo

2015-07-20 Becoming an adult can be a daunting task; especially when it comes to having to make your own financial decisions. One of these decisions that we have…

LIFE INSURANCE OR DEATH?

2016-10-27 It’s 5pm and you’re about to leave work when you get a call that starts with those dreaded words: “I wonder if I could have a few…

HOW DOES AGE AFFECT YOUR LIFE COVER?

2017-05-30 There are many factors taken into consideration when taking out any form of insurance. When it comes to life insurance, for example, insurers take into account your…

THE DUMMIES GUIDE TO LEGAL COVER

2017-10-02 Life happens, and it is often at unexpected time you realise you need a lawyer. Hiring an attorney can be costly, and legal cover (or legal insurance)…

IS LIFE INSURANCE JUST A BIG SCAM?

2017-10-02 I just turned 28 and only recently learned exactly what life insurance is. Now with some clarity, I can answer this… is life insurance just a scam?…

Understanding business insurance

2015-06-09 Running a business is not for the faint-hearted. There are countless uncontrollable risks that influence the success or failure of the business. Accidents happen, and they can…

WHY IS ROADSIDE ASSISTANCE IMPORTANT?

2017-05-30 Roadside emergencies can be annoying, stressful and sometimes even dangerous. Whether you’ve broken down with a simple flat tyre or your engine has ceased, being stranded on…

HOW TO MAKE MONEY IN HOSPITAL

2016-11-17 Hospitalisation costs more than just the medical expense – it can result in a loss of income too. Supplement your medical aid with hospital cover and make…

MOTOR WARRANTY VS SERVICE PLANS

2017-05-30 There is often confusion between a motor warranty plan and service plan, neither of which really register on your radar until something goes wrong with your car…

WHAT DOES MOTOR WARRANTY INSURANCE COVER?

2017-05-30 If the manufacturer’s warranty on your car has expired you should consider extending it through purchasing motor warranty insurance, as parts and services can be really expensive…

Top 5 insurance mistakes to avoid

2015-08-03 It’s true, insurance is an emotional subject, but it is also a necessary evil and protects you from being seriously out of pocket in case the proverbial…

How to Save money in the kitchen

2013-11-26 Every tip helps when you’re trying to save money in the kitchen, so here’s a list of easy ideas to help cut the cost of family meals….

How to relax about tax

2015-02-24 Did you know that the tax yearend was 28 February? 1 March – 28 February is the cycle that SARS works on when assessing your personal tax….

Is Pokemon Go a scam?

2016-08-02 It’s all fun and games until somebody gets hurt… So what will playing Pokemon Go cost you? If you haven’t heard about it, you’ve been living under…

HOW TO GET 50% OFF YOUR NEXT MEAL

2016-09-07 The secret’s out! Thanks to this cool app, you can save a whopping 50% off your next restaurant bill, leisure activities, beauty and fitness deals or hotel…

HOW CAN I FIX MY CREDIT REPORT?

2017-10-02 Your credit report is an important document. It tells the details of your financial status, highlights how much debt you have, your payment history, and any judgements…

Your credit report explained

2018-08-08 Financial savviness starts with little things such as understanding your credit report. Many consumers are either not educated about their credit reports or reluctant to check them….

Relax! There is life after debt review

2018-08-21 Knowing what happens after debt review is as important as completing the programme.  Being under debt review can feel like a lifetime. After completing the programme there…

Should you cede your life insurance?

2018-10-01 Life insurance guarantees that you are protected in the event that causes income loss. This is the reason you need to think carefully before you cede it…

5 tips for a debt-free Christmas

2018-12-06 Don’t let the festive season leave you swimming in debt.  By Athenkosi Sawutana Christmas might be the season to be merry but often it is also the…

6 tips to finance your car

2019-02-22 You are in the market for a vehicle, but if it seems daunting to take out a finance plan to buy a car – relax! There are…

More about making moola in 2016

2015-11-19 Last week we introduced you to the idea of creating an online shop as an option to make some more moola in 2016. We provided you with…

Managing your money more wisely

2015-04-14 Managing your finances efficiently is one of the most important things you can do in order to maintain a cost-effective lifestyle. Setting financial goals and sticking to…

Understanding waiting periods

2018-07-20 Everyone who has applied for any insurance in their life is familiar with the term “waiting period.” A term used for the time when consumers can expect…

Let’s dissect term deposits

2015-11-05 Nowadays there are so many investment products out there, from stocks and shares, to hedge or mutual funds and other alternative investments, and while it’s true that…

DUDE, HOW CLEAN IS YOUR CREDIT REPORT?

2017-05-30 When applying for credit, have you ever questioned why you’re asked for your name, proof of employment and marital status?  Well, believe it or not, this information…

Want a raise? Here’s how

Want a raise? Here’s how 2018-08-01 You are always the first to arrive at work and the last to leave. However, you feel that the work you put…

Getting tech cheap

2015-10-20 In today’s technologically driven world, we’re all interested in the latest tech and the coolest gadgets. Unfortunately most of us can’t afford the technology we would love…

Top safety tips when buying online

2015-04-08 Shopping online has become increasingly popular with consumers no longer having to stand in a queue to make purchases or payments – all you need is a…

How to save while on budget

2018-12-12 Often when you ask people about the reasons they don’t save, you will hear many interesting stories, including not having money. Saving money when you are on…

Understanding the interest rate

2015-11-25 So last week, the Reserve Bank hiked interest rates by 0.25% taking them up to 6.25% – the highest we’ve seen in years. This probably has you…

Understanding your first payslip

2015-05-21 Receiving your first payslip is an exciting but daunting milestone. Your payslip contains lots of important information, and it’s vital that you take the time to understand…

Why on earth do you want to be frugal?

2018-09-19 In a world that promotes consumerism, many people are thriving by spending less and saving more.  When the second-richest-person in the world, Warren Buffett, announced that he’s…

The real cost of educating your child

2016-01-19 All the recent media hype and protest campaigns like #FeesMustFall have focused our attention toward the real cost of education in South Africa – which, by the…

GETTING YOUR PERSONAL LOAN APPROVED

2018-01-25 Personal loans are the most popular type of loans because of their versatility, as well as the most despised loans because of their high interest rates.  If…

Introducing Ms MoneyBags

2015-07-09 Hello, sawubona, howzit; my name is Ms Moneybags and I am your new go-to girl for all your financial queries. My ultimate aim is to help you…

Are you insured for safe travels?

2019-03-05 Moneyshop looks at two types of insurance that could come in handy while travelling. By: Athenkosi Sawutana When you have a trip coming up it is important…

Get a Free Credit Report

Have you run this report before? YesNo, it’s my first time ID Number Cellphone © Moneyshop.co.za 2019 All Rights Reserved. Terms & Conditions | Privacy Policy MoneyShop.co.za is…

Credit life insurance explained

2018-06-29 Life has so many uncertainties. There is no guarantee that you will still have your job tomorrow. You don’t know if you will still be able to…

Top tips for thrifty shoppers

2015-04-22 Times are tough and everyone needs to find clever ways to cut costs but still ensure they have what they need. Here are some ways to do…

ROADSIDE ASSISTANCE FROM THE EXPERTS

Whether you have a family, don’t drive much or value extra protection, the Automobile Association (AA) understands that your needs are slightly different when it comes to roadside…

How to share the same account

2018-07-13 You have just moved in with your significant other. One of the things you probably will be managing together is your finances. But while a joint account…

How to raise a money savvy teenager

2015-09-11 It’s really not fair, or responsible, to let your kids enter the real world with an inappropriate understanding of how money works. You need to start teaching…

Ms Moneybags money management tip

2015-12-02 Automate your savings…You’re guaranteed of speedy savings by creating a debit order that runs automatically every month. Automate your savingsYou’re guaranteed of speedy savings by creating a…

5 simple saving tips

What you to do when dating someone who’s in debt Money 2019-04-05 You meet your perfect match and you fall in love. However, later you find out that…

Beware of loan sharks

2018-06-08 Loan sharks or Mashonisa, as they are known in the South African townships, have caused so much misery in people’s lives. Confiscated possessions and violent threats are…

Compound interest for dummies

2014-12-11 Compound interest describes the process of charging – or earning – interest on interest. The former is not so good; the latter is great. So, whether you…

Ms Moneybags money saving tip

What you to do when dating someone who’s in debt Money 2019-04-05 You meet your perfect match and you fall in love. However, later you find out that…

Can mobile wallets help me save more?

2015-08-12 You may have heard the term “mobile wallets” being bounced around at your Sunday afternoon braai, but do you really know what everyone is talking about? Another…

7 tips to help you save power.

2015-03-09 It is no secret that increasing electricity costs are putting a strain on many South African’s wallets. If you are one of them and you are unsure…

FICA, what does it all mean?

2015-08-17 Nobody likes paperwork! And filling in hundreds of forms is just the worst, especially when you have to do it at every store where you have an…

Investment series: Endowment plans

2015-10-09 Everybody likes ‘two for the price of one’ specials, right? Well, that’s exactly what an endowment plan is. On the one hand it is a life insurance…

How not to spend your money

2015-11-27 It’s easy to over-spend, but it is important to avoid these ways to spend your money.  It’s easy to lose ourselves in our shopping experience, but when…

The truth about cholesterol

2015-09-09 Despite what you read, cholesterol is actually an important substance that helps the body function. It’s just when your cholesterol levels spike that things get dangerous.  Despite…

NO LIFE INSURANCE WITHOUT MEDICAL EXAM

2018-04-06 When you apply for a life insurance policy, you will probably be required to undergo a medical exam. Although this exam is mostly performed at the insurers’…

WHAT IS GAP COVER?

2018-02-08 You may be alarmed when your dentist asks whether you have gap cover. But don’t worry, it’s not what you think!  According to Lianne Lutz, wealth coach…

Insurance Articles

WHY IS ROADSIDE ASSISTANCE IMPORTANT? 2017-05-30 Roadside emergencies can be annoying, stressful and sometimes even dangerous. Whether you’ve broken down with a simple flat tyre or your engine…

5 tips To Save On Car Insurance Premiums

2018-06-29 Owning a car comes with many expenses. Forget that you’re already paying hefty monthly instalments and maintenance fees. You still have to think about how much you…

GENDER AND LIFE INSURANCE

2018-02-13 Past claims, not gender, are the cause of the differentiated premiums. In 2012, the European Court of Justice issued a gender directive, prohibiting insurance companies from using…

Motorcycle Insurance 101

2015-06-18 Maybe you are a daredevil, seeking the thrill of the wind blowing through your hair. Or maybe you’re looking for a more affordable alternative to commuting to…

DIFFERENT TYPES OF CAR INSURANCE

2017-04-24 Due to high premiums, taking out car insurance tends to feel more like a pain than a benefit. But accidents happen, so it’s better to be covered…

Do you need tyre and rim insurance?

2015-07-17 Some say ‘they sneak up on you just as you aren’t looking’ and that ‘they are a proudly South African phenomenon’.  All we know is, they are…

Do I need Pet Insurance?

2015-05-14 As a pet owner, one of the most common questions you probably ask is: “Do I need pet insurance?” The answer to which many people think is…

CHOOSING THE RIGHT CAR FOR LOWER PREMIUMS

2017-10-03 We all want to secure the lowest insurance premiums on our cars, whilst still receiving excellent service. These premiums are determined by our own demographics, such as…

Get a Hollard Legal Insurance Quote

Protect yourself against unforeseen legal matters Interested? Applying for legal cover is quick and easy! Simply fill out the quick form below to get a free quote now:…

Is an HIV test required for life insurance?

2019-03-29 HIV/Aids is treated like any chronic desease nowadays. But does this mean you’re no longer required to test before purchasing life insurance? Moneyshop finds out. By:Athenkosi Sawutana…

HOW CAN DEBT CONSOLIDATION GO WRONG?

2017-10-02 People who tend to apply for debt consolidation loans are either financially over extended or are heading that way. Many view it as ‘saving grace’ to their…

Investment series: hedge funds

2015-08-19 So far we have provded you with investment insights into the stock market and unit trust funds as well as offshore investments in our current investment series. …

HOW TO GET THE RAISE YOU DESERVE

2016-09-14 Tired of working your fingers to the bone and not earning enough? Use these tips to help you get the raise you deserve… In 2015 the average…

Ms Moneybags money making tip

Recent Articles What you to do when dating someone who’s in debt Money 2019-04-05 You meet your perfect match and you fall in love. However, later you find…

CAN YOU TRUST ROBO-ADVICE PLATFORMS?

2017-10-04 Films and television shows either portray robots as goofy heroes (think C-3PO in Star Wars) or the killer machines with the intention of ending all human life…

RETIREMENT ANNUITY VS. TFSA

2017-10-02 Retirement annuities (RAs) and tax free savings accounts (TFSAs) are two savings vehicles offering people tax benefits. However, their structures differ making them suitable for different savings…

Ms Moneybags’ money management tip

2016-01-13 Prepare a monthly budget – this will help you identify spending patterns and help you to live within your means as well. Prepare a monthly budget –…

Are you abusing your credit card?

2018-11-08 Having a credit card is important but make sure you don’t abuse it. By Athenkosi Sawutana The second quarter of 2018 saw an increased consumer appetite for…

Terms & Conditions

1. INTRODUCTION MoneyShop.co.za (“we, us, our”) is an online financial service retail site (“the Website”) owned and operated by Online Lending Innovations Company PTY LTD, which enables users…

Plan Your Family’s Future

For a life insurance quote from Hollard, fill in the form below and an agent will call you back Name Surname Email Cellphone ID Number Life Insurance To…

GET COVERED ON SA’S BEST NETWORK

Vodacom understands that your family’s future is important to you and you want to rest assured knowing that when you’re no longer around, their needs will be well…

OnePlan Medical Insurance Quotes

Medical Insurance OnePlan offers you Medical insurance plans that covers everything you need and more from only R285p/m. Get a Quote » © Moneyshop.co.za 2019 All Rights Reserved….

Health Insurance vs Medical Aid

2013-12-26 Many regard the debate of health insurance vs medical aid as an issue of semantics. However, the fact is that the two are quite different and it’s…

Why is Medical Aid Important?

2013-12-26 Health is something that we take for granted and tend not to think about until something goes wrong. That’s why you need to be with a good…

Insurance Articles

Is life cover necessary when you have group risk cover? 2019-01-25 Group cover provides financial protection in the event of injury and death , but is it it…

Why is Life Insurance So Important?

2013-11-26 Life insurance is often an underrated product. Mostly because we don’t like to think about death, and more than probably because we tend to think that we…

Homeowners Insurance Information

2013-11-26 When you buy a home the bank will request that you take out a comprehensive insurance policy to the value of your home. This home owners insurance covers…

Types of Car Insurance

2013-11-26 The vehicle owner needs to be aware of the variety of vehicle cover options. There are several different types of car insurance available on the market today,…

Why Do I Need Vehicle Insurance?

2013-11-26 The South African vehicle hijackings and road crash statistics provide more than enough evidence to the importance of vehicle insurance. Over the last couple of years the…

Car Insurance Costs

2013-11-26 The insurance companies takes many factors into account that may affect the risk to the company of having to pay out a claim. When you take out…

All About Car Insurance Cover

2013-11-26 Car insurance is essentially a contract in which an insurance company assumes financial responsibility for any loss the insured may incur through damage or theft to his/her…

Introduction to Car Insurance

2013-11-26 Car insurance has been described as a necessary evil – even if you pay cash for a motor vehicle and you are the most cautious of motorists,…

Tips for Car Theft Prevention

2013-11-26 Imagine that you’ve just walked out of your local grocery store and are trying to find your way to your car. But it’s not there anymore. It’s…

What is Household Contents Insurance?

2013-11-26 Many people confuse home contents insurance with with buildings insurance, but the two are quite different. Buildings insurance specifically covers the structure of your home and doesn’t…

The Importance of Having a Will

2013-11-26 The importance of having a Will should not be underestimated. A Will is a legal document created to determine what happens to you, your finances and all…

Budgeting for a Divorce

2013-11-26 Chances are that divorce left your budget a little lop-sided, with much less monthly income to use in your current lifestyle. Now is the time to re-evaluate…

How to Build a Good Credit Rating

2013-11-26 Your credit history is a record of how you’ve used and managed credit throughout your life and having a bad credit record can negatively affect your life…

What is a Personal Loan?

2013-11-26 As the cost of living continues to skyrocket, many of us are forced to borrow money through personal loans, whether it’s for a deposit on a flat…

How to Create a Budget

2013-11-26 When you hear the word “budget”, what does it mean to you? If you’re like most people, you probably think of it as an unpleasant activity that…

5 Ways to Cut Spending

2013-11-26 It’s often the smaller things that add up to huge costs over time – stopping the smaller costs may amount to significant savings in the long run….

DEBT KEEPING YOU UP AT NIGHT?

DEBT KEEPING YOU UP AT NIGHT? The tough economy is resulting in consumers getting into long-term debt because they spend more than they earn. We know how quickly…

Make the most of your Money!

What you to do when dating someone who’s in debt Money 2019-04-05 You meet your perfect match and you fall in love. However, later you find out that…