Should you ask your bank for a payment holiday? I did! This is what happened
Level 5 of the National Lockdown may be over, but we still have a long road ahead. During this uncertain time, many people have lost their jobs, and...
Was a credit assessment completed when you applied for a loan?
Have you recently applied for a personal loan or a credit card? Perhaps it was a different credit agreement altogether, like a retail clothing account or a payday...
How you can apply for a personal loan via our website
An article in the Business Report section of www.iol.co.za, published on the 3rd December 2019, wrote that in the latest Consumer Default Index (CDI), released by Experian South...
The Maximum Amount Of Interest You Can Be Charged On Your Personal Loan?
Desperate times often call for desperate measures. A recent Consumer Credit Market Report released by the National Credit Regulator indicated that a staggering 10,75 million credit applications were...
You Have The Right To Know Why Your Credit Application Was Refused
The thing about “consumer rights” is that most consumers aren’t even aware of them! In fact, there are several pieces of consumer-focused South African legislation that have been...
What’s the difference between a Payday and a Personal Loan?
You’ve finally decided to get into shape because your current shape is completely unrecognisable. That New Year’s resolution list, you knocked out on the beach 5-months ago (with...
How much can I be charged when I take out a loan?
There always seems to be far more month than money left in your bank account, and unless you can miraculously cash in on the Lotto Powerball ticket, pinned...
What exactly is a credit bureau?
Put up your hand (nobody is watching), if you’ve ever been in the following situation? On a whim, you’ve decided to apply for “credit”, a store clothing account...
The web is full of unscrupulous marketers looking to cash in on your “I need a loan” Google searches
You are tossing and turning like a load of laundry in a quick wash cycle. As you roll over, your digital bedside clock reaffirms what you already know...
Can you trust payday lenders and loan sharks?
Sometimes payday can seem a century away. It can push you to your limits – and straight into the arms of payday lenders and loan sharks. They can...