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    What does the all-time low repo rate mean for you?

    by Yolandi Theyse November 11, 2020
    What does the all-time low repo rate mean for you? The South African repo rate currently sits at 3,5% - the lowest in over 20 years. How does...
    Banking, Borrow, Credit Report, Debt Consolidation, Debt Counselling, Money Tip, Personal Loan...

    Does it hurt my credit profile when I check my credit score?

    by Yolandi Theyse November 11, 2020
    We have heard this question often: “Does it hurt my credit profile when I check my credit score?” When a bank or lender carries out a hard search...
    Banking, Borrow, Credit Report, Money Tip, Personal Loan

    The impact the Coronavirus has had on Rainbow Nationers

    by MoneyShop September 7, 2020
    Jeez, this year has been a rollercoaster ride, hasn't it? Fingers crossed we've broken the back of COVID, and as we transition from a super-chilly and dreary winter...
    Borrow, Money, Personal Loan, Survey Results Articles, Surveys
    Should you approach your bank for a payment holiday?

    Should you ask your bank for a payment holiday? I did! This is what happened

    by Darren Pilz April 30, 2020
    Level 5 of the National Lockdown may be over, but we still have a long road ahead. During this uncertain time, many people have lost their jobs, and...
    Banking, Borrow, Home Loans, Personal Loan
    MoneyShop_CreditApplicationLaws

    Was a credit assessment completed when you applied for a loan?

    by Brendan Els March 17, 2020
    Have you recently applied for a personal loan or a credit card? Perhaps it was a different credit agreement altogether, like a retail clothing account or a payday...
    Borrow, Credit Card, Credit Report, Payday Loan, Personal Loan, Store Account
    Applying for a personal loan_MoneyShop

    How you can apply for a personal loan via our website

    by Brendan Els February 17, 2020
    An article in the Business Report section of www.iol.co.za, published on the 3rd December 2019, wrote that in the latest Consumer Default Index (CDI), released by Experian South...
    Borrow, Past-Articles, Personal Loan
    MoneyShop-Personal-Loan-interest-rate

    The Maximum Amount Of Interest You Can Be Charged On Your Personal Loan?

    by MoneyShop September 5, 2019
    Desperate times often call for desperate measures. A recent Consumer Credit Market Report released by the National Credit Regulator indicated that a staggering 10,75 million credit applications were...
    Borrow, Personal Loan
    You-Have-The-Right-To-Know-Why-Your-Credit-Application-Was-Refused-+-6-Other-Rights-You-Aren't-Aware-Of-MoneyShop

    You Have The Right To Know Why Your Credit Application Was Refused

    by MoneyShop July 23, 2019
    The thing about “consumer rights” is that most consumers aren’t even aware of them! In fact, there are several pieces of consumer-focused South African legislation that have been...
    Borrow, Credit Report, Personal Loan
    Payday-loan-vs-personal-loan---MoneyShop

    What’s the difference between a Payday and a Personal Loan?

    by MoneyShop June 17, 2019
    You’ve finally decided to get into shape because your current shape is completely unrecognisable. That New Year’s resolution list, you knocked out on the beach 5-months ago (with...
    Borrow, Payday Loan, Personal Loan
    MoneyShop---How-much-can-I-be-charged-when-I-take-out-a-loan

    How much can I be charged when I take out a loan?

    by MoneyShop June 10, 2019
    There always seems to be far more month than money left in your bank account, and unless you can miraculously cash in on the Lotto Powerball ticket, pinned...
    Borrow, Personal Loan
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