You need a loan, why? A reason to take a personal loan
There are many, a good reason to take a personal loan. Including consolidating costly credit card balances and financing weddings or once-in-a-lifetime trips. Often most useful for less...
Is there a maximum and minimum loan period?
If you are in need of extra cash, you may be considering applying for a loan. Is there a maximum and minimum loan period? If you have never...
How big can your personal loan be?
The amount you can borrow for a personal loan depends on the lender. As well as your salary, credit score, and outstanding debt. Each lender has a different...
What does pre-qualification for a loan mean?
Pre-qualification for a loan: If you have been approached by a loan provider, this may indicate that you have already pre-qualified for a personal loan. In the...
Be informed before taking a loan
Be informed before taking a loan. Taking a loan can have a positive impact on your credit score and finances (if used responsibly). So it is worth taking...
What does the all-time low repo rate mean for you?
What does the all-time low repo rate mean for you? The South African repo rate currently sits at 3,5% - the lowest in over 20 years. How does...
Does it hurt my credit profile when I check my credit score?
We have heard this question often: “Does it hurt my credit profile when I check my credit score?” When a bank or lender carries out a hard search...
The impact the Coronavirus has had on Rainbow Nationers
Jeez, this year has been a rollercoaster ride, hasn't it? Fingers crossed we've broken the back of COVID, and as we transition from a super-chilly and dreary winter...
Should you ask your bank for a payment holiday? I did! This is what happened
Level 5 of the National Lockdown may be over, but we still have a long road ahead. During this uncertain time, many people have lost their jobs, and...
Was a credit assessment completed when you applied for a loan?
Have you recently applied for a personal loan or a credit card? Perhaps it was a different credit agreement altogether, like a retail clothing account or a payday...