MoneyShop Credit Health Report
This report has been compiled using credit report data of clients who applied for credit via the MoneyShop platform between October 2019 and September 2020. Over 1m records...
Review: British Airways Credit Card
I really love the British Airways Avios reward programme, so I’ve always been looking for the best way to earn Avios via my credit card spend. Discovery Platinum...
What is a Credit Bureau?
A credit bureau is a company, registered by the National Credit Regulator, that has the right to both store and selectively sell your credit data. A credit bureau...
Can’t afford your rent? Don’t worry, just don’t pay
“Can’t afford your rent? Don’t worry, just don’t pay” is just about the worst advice someone could give you. But incredibly, with Coronavirus and the lockdown, this sort...
How do I improve my credit score?
Your credit score is one of your most important financial assets - maintaining a good score will enable you to have a good financial life. But what if...
Am I blacklisted? What can I do to fix this?
There is this general idea held by consumers that if you don’t pay your bills, you can become ‘blacklisted’. In reality there is actually no such thing as...
How do I read a credit report?
If you’re reading this, then you know that both your credit report and credit score are important. But unless you are a credit expert, you probably have two...
Why is my credit score important?
A credit score is a very powerful piece of information. It is a single number, linked to your personal South African ID number, which is quite possibly the...
What is my credit report and how is it different to a credit score?
A credit report and a credit score are often used interchangeably. But, while they are related and you get both from a credit bureau, they are actually two...
What is a credit score and how does it work?
Your credit score is a single number (usually out of 1000) linked to your South African ID number, which represents how likely you are to repay your credit...