Do you need a down payment when buying a house?
It is not uncommon to hear people talking about putting down a sum of money when they purchase a house. Sometimes you question whether your home loan would...
Selling a house? You might a need a bridge loan
A bridge loan can help you while you are awaiting the proceeds from the sale of your house. However, it also has a downside. Whether you are selling...
My credit score is good – so why was my loan application rejected?
Your credit score may look good, but that doesn't mean your loan application will be approved. You have managed to maintain a good credit score; your account payments...
Loan scams: How to protect yourself from loan scams
The current economic situation we’re experiencing in South Africa has created a strong appetite for credit. Often consumers need to borrow money out of desperation just to help...
Car loan or home loan – which one should you take first?
Let’s admit it, having your own wheels gives you the freedom to travel wherever you want, whenever you want. You don’t have to stand in queues, waiting for...
Loans – the good, the bad and the ugly
You’ve heard the saying, “If it sounds too good to be true, it probably is”? If you apply this to the money lending industry you can safely drop...
Why you should buy or sell your home online
In the market to buy or sell a property? Forget about working with costly estate agencies; this is why you should go the online route instead... Did you...
Looking for office space? This is why it’s better to buy than rent
It’s a rags to riches tale, well, kind of. You started your business with nothing but the clothes on your back and the enthusiasm in your heart. Every...
Buying a home for the first time? Here is all you need to know…
Buying a home for the first time can be quite an intimidating task; besides the huge financial commitment, lengthy applications and paperwork add to the overwhelming mix. That’...
Understanding the world of loans
We have all found ourselves in the type of situation where we need to borrow money but we are not 100% sure who to get it from. Our...