This report has been compiled using credit report data of clients who applied for credit via the MoneyShop platform between October 2019 and September 2020. Over 1m records were used in this analysis.

  • Analysis is based on over 1m credit reports from between Oct 2019 and Sep 2020
  • Most indicators of credit health saw a spike in March through to June 2020 linked to the covid-19 lockdown
  • Most indicators of credit health have subsequently recovered to levels even better than before the lockdown
  • There are indications that direct or online credit marketplaces (like MoneyShop) are becoming more mainstream
  • Overall, we believe the credit health of the average MoneyShop client is better now than it was before the covid-19 lockdown


Download full Moneyshop report here