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    Springboard Into 2021 With These 28 Money Saving Strategies

    by Brendan Els December 11, 2020
    Hopefully this article finds you chilling under a candy stripped umbrella somewhere on a sandy South African beach. And if that isn’t the way you are spending your...
    Credit Report, Money, Money Tip

    What does the all-time low repo rate mean for you?

    by Yolandi Theyse November 11, 2020
    What does the all-time low repo rate mean for you? The South African repo rate currently sits at 3,5% - the lowest in over 20 years. How does...
    Banking, Borrow, Credit Report, Debt Consolidation, Debt Counselling, Money Tip, Personal Loan...

    Does it hurt my credit profile when I check my credit score?

    by Yolandi Theyse November 11, 2020
    We have heard this question often: “Does it hurt my credit profile when I check my credit score?” When a bank or lender carries out a hard search...
    Banking, Borrow, Credit Report, Money Tip, Personal Loan

    MoneyShop Credit Health Report

    by Mike Kann October 20, 2020
    This report has been compiled using credit report data of clients who applied for credit via the MoneyShop platform between October 2019 and September 2020. Over 1m records...
    Credit Report, Survey Results Articles, Surveys

    What is a Credit Bureau?

    by Mike Kann September 1, 2020
    A credit bureau is a company, registered by the National Credit Regulator, that has the right to both store and selectively sell your credit data. A credit bureau...
    Blacklist, Borrow, Credit Report

    How do I improve my credit score?

    by Mike Kann July 16, 2020
    Your credit score is one of your most important financial assets - maintaining a good score will enable you to have a good financial life. But what if...
    Borrow, Credit Report

    Am I blacklisted? What can I do to fix this?

    by Mike Kann June 19, 2020
    There is this general idea held by consumers that if you don’t pay your bills, you can become ‘blacklisted’. In reality there is actually no such thing as...
    Credit Report, Debt Consolidation, Debt Counselling, Debt Review

    How do I read a credit report?

    by Mike Kann June 4, 2020
    If you’re reading this, then you know that both your credit report and credit score are important.  But unless you are a credit expert, you probably have two...
    Borrow, Credit Report
    what-is-a-credit-bureau-MoneyShop

    Why is my credit score important?

    by Mike Kann April 28, 2020
    A credit score is a very powerful piece of information. It is a single number, linked to your personal South African ID number, which is quite possibly the...
    Borrow, Credit Report

    What is my credit report and how is it different to a credit score?

    by Mike Kann April 28, 2020
    A credit report and a credit score are often used interchangeably. But, while they are related and you get both from a credit bureau, they are actually two...
    Borrow, Credit Report
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