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    Overdraft facility explained

    by MoneyShop December 10, 2020
    Having your card transaction declined when you are making a purchase can be embarrassing. Being penalised for having insufficient funds in your account is even worse. However, banks...
    Borrow, Credit Card, Payday Loan

    Review: British Airways Credit Card

    by Mike Kann September 2, 2020
    I really love the British Airways Avios reward programme, so I’ve always been looking for the best way to earn Avios via my credit card spend. Discovery Platinum...
    Borrow, Credit Card, Money

    Review Discovery Bank

    by Gareth Mountain August 24, 2020
    There’s a saying...if it’s not broken, why fix it? This is ALMOST true with the new Discovery Bank product. In 2019 Discovery ended their partnership with FNB and...
    Banking, Borrow, Credit Card
    MoneyShop_CreditApplicationLaws

    Was a credit assessment completed when you applied for a loan?

    by Brendan Els March 17, 2020
    Have you recently applied for a personal loan or a credit card? Perhaps it was a different credit agreement altogether, like a retail clothing account or a payday...
    Borrow, Credit Card, Credit Report, Payday Loan, Personal Loan, Store Account
    overdraft facility MoneyShop

    Overdraft facility explained

    by MoneyShop June 3, 2019
    Having your card transaction declined when you are making a purchase can be embarrassing. Being penalised for having insufficient funds in your account is even worse. However, banks...
    Borrow, Credit Card, Payday Loan
    CreditCardLoan_MoneyShop

    Should you pay off your credit card with a loan?

    by MoneyShop February 19, 2019
    A credit card can sometimes feel like a burden, but taking a personal loan to pay it off may not be the best decision. In your effort to...
    Borrow, Credit Card, Personal Loan
    card-MoneyShop

    Keep your credit card safe on Black Friday!

    by MoneyShop November 22, 2018
    Black Friday will come and go, but the debt that you will incur will haunt for some time. It’s that time of the year again where we’re going...
    Credit Card
    AbusingCreditCard_MoneyShop

    Are you abusing your credit card?

    by MoneyShop November 8, 2018
    Having a credit card is important but make sure you don't abuse it. The second quarter of 2018 saw an increased consumer appetite for credit cards. This facility...
    Borrow, Credit Card

    Credit facilities – the most popular debt in South Africa

    by MoneyShop June 17, 2018
    Consumer appetite for credit facilities has increased according to the Credit Market Report (CCMR) published by the National Credit Regulator (NCR) in April. The report showed that there...
    Borrow, Credit Card, Credit Report
    CreditLimitIncrease_MoneyShop

    Don’t accept a credit limit increase offer without doing these four things

    by MoneyShop May 18, 2018
    You have been receiving constant calls from your credit provider, offering to increase your credit limit. You jump for joy thinking of the shopping you could do with...
    Borrow, Credit Card
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