Shop smart, easier said than done. You have to be really disciplined and patient, wait till you can. Try turn the “I want” into later “when I can.”

Evaluate purchases by cost per use

Keep in mind the quality factor! When deciding if the latest tech toy, kitchen gadget, or apparel item is worth it, factor in how many times you’ll use it or wear it.

Spend on experiences, not things

Putting your money toward purchases like a concert or a picnic in the park instead of spending it on pricey material objects gives you more happiness for your buck.

Shop solo

Ever have a friend declare, “That’s so cute on you! You have to get it!” for everything you try on? Save your socializing for a walk in the park, instead of a stroll through the mall, and treat shopping with serious attention.

Spend on the real you. Not the imaginary you

It’s easy to fall into the trap of buying for the person you want to be. Ground yourself and be content with what you can and not what you want.

So, mind yourself and shop smart this season.

If you require some extra cash for the holidays MoneyShop can help you with a loan.


Until next time.

The MoneyShop Team


This article has been prepared for information purposes only and it does not constitute legal, financial, or medical advice. The publication, journalist, and companies or individuals providing commentary cannot be held liable in any way. Readers are advised to seek legal, financial, or medical advice where appropriate.