Girls, you’re probably wondering whether those women-specific insurance products are really better for you than the ordinary, run-of-the-mill products that the rest of South Africa (well, the men) have no choice but to buy. Being the inquisitive people we are, we decided to conduct our own research so that we could provide you with the sought after answer.

Let us set the scene

With our sunnies and wide-brimmed black hats on, and computers at the ready we simply filled in some online quote request for car insurance, with the same criteria of course, for a couple of different providers (women specific and normal) and waited patiently for our results. The criteria went as follows:

  • Age: 25
  • Sex: female, of course
  • Car: 5 door Opel Corsa, 2015 model
  • Age when drivers licensed was acquired: 18

The results

To our surprise, the premium from a girls only insurance provider was substantially higher than from a normal insurance provider. This got us wondering, why would women charge women more? So of course we did more digging and realised that the extra amount could be put down to the added benefits that these women-specific insurance providers offer their customers.

The benefits

Some of these benefits include:

  • Cash back for certain types of cover
  • Free roadside assist
  • Women driven taxis
  • Handbag cover
  • Tax assistance
  • Medical assistance such as
  • Medical advice and an information hotline that caters only to women
  • Emergency evacuation and ambulance services
  • Bereavement support
  • Counseling

The question

So it all comes down to your personal requirements from an insurance provider. If you’re working on a really tight budget and need insurance to keep you protected when the unforeseen happens, then shop around and find the best cover at the lowest rate – and we can certainly assist you with that <link to insurance page here>. However, if you live alone or just want the added peace of mind that comes with women’s insurance, then don’t hesitate to contact a provider that offers these additional benefits. As we always advise though, be sure to do as much research as possible before choosing the women’s provider that best suits you.