Should you pay your creditors directly while under debt counselling?
Sometimes consumers try to pay their creditors themselves because they’re trying to avoid paying the Payment Distribution Agent (PDA) fees for distribution, says Awie Coetzee, a debt counsellor...
Is your child adequately insured on campus?
When children leave for university, they take their gadgets, bicycles, cars, clothes, and jewellery with them. But we all know that campuses are not always safe, and anything...
Can flatmates share insurance?
You and your flatmate are already sharing a space and certain belongings – so why not share insurance as well? But according to Marius Steyn, personal lines underwriting...
Get life insurance for every stage of your life
Our lives are not static. People grow up, they get married, have children, and retire. So as your life changes, so should your life insurance. Shreekanth Sing, technical...
Do I need to file a tax return?
Folks, it’s that time of the year again… You know, the time of the year when submitting tax returns is on everybody’s mind. The 1st of July marked...
An introduction to alternative investments
Let’s face it, not all of us love the thrill associated with risk taking and enjoying its rewards. In fact, many of us just strive for the simple...
Your pal in payments: the benefits and shortfalls of PayPal
It all began back in 1999 when a small company called Confinity developed a system that sent and received funds electronically. In 2001, the company changed its name...
Financial planning – DIY or use a professional?
Many people turn a blind eye to their finances. They think the subject is very complicated and therefore think it would be good to have a professional financial...
Get old like a rock star with a living annuity
We all dream about that day when we can stop working and start seeing our lifelong savings work for us. And yet, we so often here stories about...
Which bank account is best for you
We all know that access to a bank account is a clever way to manage your money, but with so many different bank accounts available from 11 South...