Discovery Bank – What’s All The Fuss About?
Let’s be honest, we don’t get much back from our banks, do we? Instead we cough up exorbitant monthly bank charges and seldom move because of the real...
Get your free credit report and understand what it means
Get a free credit report with MoneyShop today! You’ve probably heard about or seen the ads on TV positioning a credit report and why you should know what...
What Is A Life Insurance ‘Loading’ And When Can It Be Removed?
You often hear salespeople in the life insurance industry harp on about getting life cover when you are young because you will never be more youthful and healthier...
Will The New Debt Relief Bill Allow Me To Completely Write Off My Existing Debt? 14 Points To Consider
It’s done and dusted! President Cyril Ramaphosa has signed the National Credit Amendment Bill (the Debt Relief Bill) which could help thousands of South Africans completely write off...
Will My Life Cover Policy Still Pay Out If I Don’t Go For The HIV Test?
Did you know that if you pick up your cellphone and take life cover out with a direct insurer, they aren’t going to ask you to go for...
Can’t I Just Take Out A Bunch Of Funeral Plans Rather Than One Life Insurance Policy?
Sure, you can. In fact, there is no restriction on how many funeral policies you can take out. If you want R50 000 funeral cover from ten different South...
The Maximum Amount Of Interest You Can Be Charged On Your Personal Loan?
Desperate times often call for desperate measures. A recent Consumer Credit Market Report released by the National Credit Regulator indicated that a staggering 10,75 million credit applications were...
Investing in Tax-Free Investments when returns seem flat
So, you’ve been investing in your tax-free investment for the past few years and it seems as if nothing is happening. The only growth you can see is...
Can you invest in a Retirement Annuity if you only have R300 a month to invest?
Picture it - no more need for that alarm clock, no rush hour traffic to deal with, no KPIs or deadlines to meet, and no boss to answer...
Tax You Will Soon Have To Pay SARS If You Are Working Overseas
Storm clouds are brewing for South African residents who are working abroad. If that happens to be you, then make a mental note of the following date –...