Feel Like You’ve Been “Duped” Into Signing A Credit Agreement?
“Just sign here and here and remember to initial on each page” mutters the salesman who clearly seems unimpressed that he couldn’t switch out his Saturday morning shift....
Ways You Can Spot A Personal Loan Email Scam
If you have an email address, you probably get a bunch of promotional mail delivered to your inbox every day. It’s a bit like post you receive in...
It’s illegal for credit bureaus to hold this information on you
A credit bureau report (which BTW is free once a year) is important for consumers to access because it might contain negative information which could influence interest rates...
What’s the difference between a Payday and a Personal Loan?
You’ve finally decided to get into shape because your current shape is completely unrecognisable. That New Year’s resolution list, you knocked out on the beach 5-months ago (with...
How much can I be charged when I take out a loan?
There always seems to be far more month than money left in your bank account, and unless you can miraculously cash in on the Lotto Powerball ticket, pinned...
What exactly is a credit bureau?
Put up your hand (nobody is watching), if you’ve ever been in the following situation? On a whim, you’ve decided to apply for “credit”, a store clothing account...
The web is full of unscrupulous marketers looking to cash in on your “I need a loan” Google searches
You are tossing and turning like a load of laundry in a quick wash cycle. As you roll over, your digital bedside clock reaffirms what you already know...
Overdraft facility explained
Having your card transaction declined when you are making a purchase can be embarrassing. Being penalised for having insufficient funds in your account is even worse. However, banks...
Can you trust payday lenders and loan sharks?
Sometimes payday can seem a century away. It can push you to your limits – and straight into the arms of payday lenders and loan sharks. They can...
Do you need a down payment when buying a house?
It is not uncommon to hear people talking about putting down a sum of money when they purchase a house. Sometimes you question whether your home loan would...
