What you need to know about credit reports
It’s more important than your matric marks, your age and even your monthly salary… Know what it is? It’s your credit report, of course. In fact, when it...
6 simple ways to get you out of the dreaded debt trap
DEBT: the dreaded four-letter word that has become a plague for many people. It is the thing that eats away at your funds, and puts a burden on...
Are you maximising the benefits from store loyalty programmes?
Let’s face it; we’re all willing and happy to receive free or discounted goods. Many stores know and understand this, which is why they offer customers loyalty programmes....
Buying a home for the first time? Here is all you need to know…
Buying a home for the first time can be quite an intimidating task; besides the huge financial commitment, lengthy applications and paperwork add to the overwhelming mix. That’...
Buying a new car? New vs. second hand
When it comes to buying a new vehicle, we are often left in a quandary; do we buy a brand new car or do we opt for second...
Choosing your card wisely
We all know that plastic is a much safer, easier way to spend money than carrying around mounds of cash. But banking is complicated and choosing which type...
Understanding debt – what you should know before you borrow
Nearly all of us will deal with debt at some point during our lives. Credit is so readily available to us encouraging us to buy with money that...
Understanding the world of loans
We have all found ourselves in the type of situation where we need to borrow money but we are not 100% sure who to get it from. Our...
What is a Personal Loan?
As the cost of living continues to skyrocket, many of us are forced to borrow money via a personal loan, whether it’s for a deposit on a flat...
How to Build a Good Credit Rating
Your credit history is a record of how you’ve used and managed credit throughout your life. Having a bad credit record can affect you in many unfortunate ways,...
