It’s illegal for credit bureaus to hold this information on you
A credit bureau report (which BTW is free once a year) is important for consumers to access because it might contain negative information which could influence interest rates...
How much money can I legally ship out of South Africa each year?
The elections have come and gone, and just recently we had the news that our economy posted the worst growth figures in a decade. There is a sense...
Can I transfer my group life cover if I leave my company?
You’ve had enough. Enough of the daily commute, the office politics, and you’re frustrated that you still haven’t ‘cracked the nod’ for the corner office. It’s time for...
What’s the difference between a Payday and a Personal Loan?
You’ve finally decided to get into shape because your current shape is completely unrecognisable. That New Year’s resolution list, you knocked out on the beach 5-months ago (with...
How much can I be charged when I take out a loan?
There always seems to be far more month than money left in your bank account, and unless you can miraculously cash in on the Lotto Powerball ticket, pinned...
What exactly is a credit bureau?
Put up your hand (nobody is watching), if you’ve ever been in the following situation? On a whim, you’ve decided to apply for “credit”, a store clothing account...
The web is full of unscrupulous marketers looking to cash in on your “I need a loan” Google searches
You are tossing and turning like a load of laundry in a quick wash cycle. As you roll over, your digital bedside clock reaffirms what you already know...
Overdraft facility explained
Having your card transaction declined when you are making a purchase can be embarrassing. Being penalised for having insufficient funds in your account is even worse. However, banks...
4 things to consider when buying home insurance
Home is where the heart is, and while you cannot always protect your heart, you can protect yourself from disaster by insuring your home and its contents. But...
Are you underinsured? Here are the dangers
To find that your claim is rejected or underpaid can come as a nasty shock. However, this can be avoided – if you make sure your assets are...