How big can your personal loan be?
The amount you can borrow for a personal loan depends on the lender. As well as your salary, credit score, and outstanding debt. Each lender has a different...
What does pre-qualification for a loan mean?
Pre-qualification for a loan: If you have been approached by a loan provider, this may indicate that you have already pre-qualified for a personal loan. In the...
Borrow wisely
Money can solve a lot of problems. Sometimes it makes sense to borrow money for things that will improve your life over the long-term. But money can also...
Be informed before taking a loan
Be informed before taking a loan. Taking a loan can have a positive impact on your credit score and finances (if used responsibly). So it is worth taking...
Why having credit cards can be good for your credit profile?
When used responsibly, credit cards can be a powerful financial tool that will assist you to build a good credit score which in return might mean you can...
Should you pay your creditors directly while under debt counselling?
Sometimes consumers try to pay their creditors themselves because they’re trying to avoid paying the Payment Distribution Agent (PDA) fees for distribution, says Awie Coetzee, a debt counsellor...
Your rights regarding debt
Debt if not managed properly can ruin your life. For many one of the first red flags is usually receiving countless calls from creditors and debt collection agencies....
You can emigrate, but you can’t escape your debt
If you are burdened with debt, you might have considered going overseas and leaving your baggage of debt behind. Some people hope that their debt will then somehow...
Options for debt relief – Debt counselling vs debt consolidation
We break down two of the ways that can help you clear debt. Consolidate your debt A debt consolidation loan is a powerful tool that helps to simplify...
Springboard Into 2021 With These 28 Money Saving Strategies
Hopefully this article finds you chilling under a candy stripped umbrella somewhere on a sandy South African beach. And if that isn’t the way you are spending your...
