What is my credit report and how is it different to a credit score?
A credit report and a credit score are often used interchangeably. But, while they are related and you get both from a credit bureau, they are actually two...
What is a credit score and how does it work?
Your credit score is a single number (usually out of 1000) linked to your South African ID number, which represents how likely you are to repay your credit...
Was a credit assessment completed when you applied for a loan?
Have you recently applied for a personal loan or a credit card? Perhaps it was a different credit agreement altogether, like a retail clothing account or a payday...
Springboard Into A New Decade With These 28 Money Saving Strategies
Hopefully this article finds you chilling under a candy stripped umbrella somewhere on a sandy South African beach. And if that isn’t the way you are spending your...
How Much Of Your Salary Should Be Going Towards Paying Back Credit Agreements?
Receiving your salary into your bank account at the end of the month is like introducing an ice cream cake at a nursery school party. Let’s just say...
What Your Public Credit Profile Score Will Tell You?
Our Free MoneyShop Credit report provides you with a number of great insights. One of those insights is your Public Credit Profile which is made up of 3...
MoneyShop Credit Score – We Can Tell You If Your Credit Application Is Going To Be Successful Or Not!
There literally could be thousands of reasons why you might consider applying for credit - anything from buying your dream house, that’s a few roads down from where...
Get your free credit report and understand what it means
Get a free credit report with MoneyShop today! You’ve probably heard about or seen the ads on TV positioning a credit report and why you should know what...
You Have The Right To Know Why Your Credit Application Was Refused
The thing about “consumer rights” is that most consumers aren’t even aware of them! In fact, there are several pieces of consumer-focused South African legislation that have been...
What exactly is a credit bureau?
Put up your hand (nobody is watching), if you’ve ever been in the following situation? On a whim, you’ve decided to apply for “credit”, a store clothing account...