How credit enquiries affect your credit score
Before credit providers lend money to you, they will conduct a credit enquiry on you each time you visit them. This is to determine the level of risk...
Do’s and don’ts when you’re over-indebted
Having too much debt can keep you from reaching your financial goals. This is why you need to manage your money wisely to ensure that this does not...
How to decide between pay-as-you-go and a contract
It’s time to purchase a new cellphone but you are unsure about whether to choose a pay-as-you-go (PAYG) package or sign a contract. We have put together a...
What impact does your credit score have on your insurance?
Your credit score is usually a measure of how likely you are to pay back a loan. Those digits determine whether you will get credit or not. But...
Should you pay your creditors directly while under debt counselling?
Sometimes consumers try to pay their creditors themselves because they’re trying to avoid paying the Payment Distribution Agent (PDA) fees for distribution, says Awie Coetzee, a debt counsellor...
How can I fix my credit report
Your credit report is an important document. It tells the details of your financial status, highlights how much debt you have, your payment history, and any judgements against...
Relax! There is life after debt review
Knowing what happens after debt review is as important as completing the programme. Being under debt review can feel like a lifetime. After completing the programme there are...
Is a debt consolidation loan the right choice for me?
When you have more loans than friends and you feel your only reason for living is to repay them, debt consolidation may be a way to simplify your...
Marrying an over-indebted spouse? Protect yourself
Is your soon-to-be spouse over-indebted? Take these steps to not only protect your relationship, but also your credit rating. By Athenkosi Sawutana When people get married, they vow...
What you to do when dating someone who’s in debt
You meet your perfect match and you fall in love. However, later you find out that they have debt. Should you continue with the relationship? In a world...
