Can i take out a personal loan if i am a foreigner?
According to Standard Bank the short answer is yes. “Banking needs are similar for everyone irrespective of where you live and or study throughout the world,” states Standard...
Getting your personal loan approved
Personal loans are the most popular type of loans because of their versatility, as well as the most despised loans because of their high interest rates. If you...
Can debt consolidated using a credit card
When paying off debt from several accounts, it may be wise to consolidate it into a single account. This assists you in paying off your debt faster by...
Why is debt consolidation not a quick fix
Most credit active consumers think the best way to settle debt is by taking out a consolidation loan. But consolidation loans do not settle debt, they merely group...
Managing your finances under debt counselling
For many debt counselling is a last resort when their financial life has become unmanageable. Debt counselling helps to keep the debt collectors at bay, and gives you...
Tough questions to ask before applying for a personal loan
“I want it and I want it now!” That isn’t your 3 year old talking - it’s the voice in your head telling you how badly you need...
5 DIFFERENCES BETWEEN PERSONAL AND STUDENT LOANS
When it comes to studying further, the challenge often tends to be the affording of fees. For many South African students, as recently highlighted by the Fees Must...
Why people in their 20s and 30s should learn about credit rights
It’s easy to be carefree about money when you are young and in your 20s and early 30s as the burden of having to pay back the money...
Will debt counselling impact future employment opportunities?
Debt counselling is usually positioned as a good thing, as it means that you are taking charge and sorting out your finances. However, there is still a stigma...
Is debt consolidation the best way to manage your debt?
Managing your debt can leave you in a tricky situation and landing in financial trouble. Debt consolidation is often an option offered to those struggling to make repayments....
