Money tip – Money Management
Personal finance tips that can help you manage your money better. Create a budget Create a budget based on your monthly income and expenses. A budget is the...
Should you pay your creditors directly while under debt counselling?
Sometimes consumers try to pay their creditors themselves because they’re trying to avoid paying the Payment Distribution Agent (PDA) fees for distribution, says Awie Coetzee, a debt counsellor...
Your rights regarding debt
Debt if not managed properly can ruin your life. For many one of the first red flags is usually receiving countless calls from creditors and debt collection agencies....
You can emigrate, but you can’t escape your debt
If you are burdened with debt, you might have considered going overseas and leaving your baggage of debt behind. Some people hope that their debt will then somehow...
Options for debt relief – Debt counselling vs debt consolidation
We break down two of the ways that can help you clear debt. Consolidate your debt A debt consolidation loan is a powerful tool that helps to simplify...
No more cashing of cheques
The South African Reserve Bank announced that cheques will not be supported by the country’s national payment system from 1 January2021. The Bank, which is ultimately responsible for...
5 Ways to Cut Spending
It's often the smaller things that add up to huge costs over time - stopping the smaller costs may amount to significant savings in the long run. Here...
What’s your most important asset in 2021?
Most people's answer to this question would be their beautiful home or the set of wheels parked in their driveway, but hands down, your greatest asset is, in...
Use your TFSA to take care of all those 2021 savings goals
"Roy?" "Yes?" Roy replies as he puts down the Sunday newspaper and peers at his wife over his spectacles. "Don't you think our bathroom is starting to look...
The question for 2021 is “What if?”
Living with your family 24/7 for a good few months last year was interesting, wasn't it? Within the confounds of our shelters, we all hunkered down stockpiled and...