Your Credit Report, Your Rights: Mastering the Power of Access and Dispute
(Decoding Section 72(1) of the National Credit Act)** I. Introduction Imagine being denied a loan because of an error on a document you’ve never even seen. This scenario...
Know Your Power: How Credit Education Is Your Financial Shield**
(Understanding Section 13(a) of the National Credit Act)** I. Introduction Do you truly understand the power your credit health holds over your future? For many South Africans, the...
MoneyShop Credit Health Report
This report has been compiled using credit report data of clients who applied for credit via the MoneyShop platform between October 2019 and September 2020. Over 1m records...
Review: British Airways Credit Card
I really love the British Airways Avios reward programme, so I’ve always been looking for the best way to earn Avios via my credit card spend. Discovery Platinum...
What is a Credit Bureau?
A credit bureau is a company, registered by the National Credit Regulator, that has the right to both store and selectively sell your credit data. A credit bureau...
Can’t afford your rent? Don’t worry, just don’t pay
“Can’t afford your rent? Don’t worry, just don’t pay” is just about the worst advice someone could give you. But incredibly, with Coronavirus and the lockdown, this sort...
How do I improve my credit score?
Your credit score is one of your most important financial assets - maintaining a good score will enable you to have a good financial life. But what if...
Enhanced Tracking Protection and MoneyShop Credit Reports
MoneyShop Free Credit Reports allow you to access some very sensitive and private information. As such, we use some advanced techniques to protect your data. However, if you...
Am I blacklisted? What can I do to fix this?
There is this general idea held by consumers that if you don’t pay your bills, you can become ‘blacklisted’. In reality there is actually no such thing as...
How do I read a credit report?
If you’re reading this, then you know that both your credit report and credit score are important. How do you read a credit report unless you are a...