Why you need a motor warranty
There is always a chance that your car is going to suffer a mechanical breakdown of some sorts. Insure you have a motor warranty for the holidays. At...
Types of Car Insurance
The vehicle owner needs to be aware of the types of car insurance options. There are several different types of car insurance available on the market today. Each...
Complimentary R25 000 accidental death cover
Get R25 000 worth of accidental death cover at no cost to you. MoneyShop, together with AllLife would like to offer you R25,000 of accidental death cover at absolutely...
Car insurance before driving on holiday
Car insurance before driving on holiday. Are you planning your next drive to a holiday destination? Who does not love a good road trip to their favourite local...
Home cover when away
Home cover when away is very important. As well as insuring the items you’re leaving behind. You should also consider covering those you’ll carry with you on your...
Insurance for your home
Insurance for your home. When you buy a house, the bank will request that you take out a comprehensive homeowners insurance policy to the value of your home....
Is life insurance important?
Is life insurance important? Life insurance is often an underrated product. Mostly because we don’t like to think about death, and more than probably because we tend to...
Is it important to have funeral insurance?
Is it important to have funeral insurance? Although death is a reality for all of us, a funeral is typically not a planned event. If you would like...
What affects your home insurance?
Ever thought about what affects your home insurance? Home insurance is like your spare tyre. You could go without it, but is it wise? So, even thou you...
MoneyShop RealSure Survey
Take part in our MoneyShop RealSure survey & win one of five R1000 Woolworths shopping vouchers. It should take no more than 3-4 minutes. There are no right...
Life insurance questions you should ask
You're in the market for life insurance, nobody really wants to talk about life insurance, it sounds expensive and brings to mind our own mortality. However, having the...
Home insurance
A house brings with it a wealth of additional responsibilities, including practical matters such as maintenance and home insurance. There is no point in making this type of...
Car insurance
Imagine for just a moment that you didn't have your car because it was at the mechanic due to a horrid accident. You would have to depend on...
Funeral cover
Having funeral cover in place is important to cushion yourself financially during a very tough time. While funeral cover can never ease the pain of your loss, it...
Life cover
Life cover isn’t always a priority in the budget. “I know I need life cover, but I cannot afford it” Does that sound familiar? Finding ways to free...
Insurance Series: Self insurance, a discussion
How does one think about insurance? Personally, I see insurance as a bit like a game of chance with a bunch of data to help stack the odds....
Insurance Series: You may be paying too much for your vehicle insurance
Vehicles lose value every year, regardless of condition or mileage. You may be paying too much for your vehicle insurance. Mead & McGrouther and TransUnion HPI, who have...
Save on your car insurance
To save money on your car insurance is one thing most people would really like to do. One needs to know what to do to save money in...
Review: Buying life Insurance review Hippo
It is hard to say exactly why buying life insurance is such a difficult decision for some people. The question I get asked the most is “how do...
How to: Get insurance quotes from MoneyShop
Ever wondered how you can get insurance quotes from MoneyShop? Follow the steps below, it is simple, quick and easy… Go to the Insure tab, click on Insurance...
4 Benefits of home insurance
Many people look at the benefits of home insurance as an option, but in reality, it should be a necessity. The benefits of home insurance will not only...
Should you switch your medical aid?
Thinking of changing your medical aid? Before you switch medical aid plan, or downgrade to a cheaper option, there are a few things to consider… Cancellation terms Be...
Life vs funeral insurance cover
One of the most common insurance conundrums is choosing: Life vs funeral insurance cover. Insurance experts say that it depends on your needs. If your family needs financial...
Funeral Cover Series: Different expenses linked to a funeral
Planning a funeral comes with a long checklist, but being prepared allows you or your family to select a funeral home that will be able to assist you...
Car Insurance or Motor Warranty?
The two most common plans are Car Insurance and a Motor Warranty. The first is offered by insurance companies and the latter by the vehicle manufacturer. Sometimes insurance...
Funeral Cover Series: The average cost of a funeral in South Africa
Funeral cover cost is important. No one is truly ever prepared for death, not for your own of for the passing of someone you love. The fact is...
“Gap Cover” What is it?
What is “Gap cover”? While you may have some form of medical aid plan, depending on its structure, more often than not the scheme will not cover all...
Cutting through the clutter: Why life cover matters
Cutting through the clutter: Why life cover matters. Cost. Culture. Confusion. These are the three main reasons why the vast majority of South Africans are either underinsured or...
Estate planning
Planning for your death and thereafter is never nice but, like tax, is just part of life. Making sure that your family and other loved ones, but also...
What’s your most important asset in 2021?
Most people's answer to this question would be their beautiful home or the set of wheels parked in their driveway, but hands down, your greatest asset is, in...
The question for 2021 is “What if?”
Living with your family 24/7 for a good few months last year was interesting, wasn't it? Within the confounds of our shelters, we all hunkered down stockpiled and...
Will Any Insurer Be Prepared To Cover Your Household Goods Over The Christmas Period?
It’s almost holiday time and in a few weeks millions of South Africans will be off on their annual migration to different parts for our country for a...
No Discovery Health medical aid increases for the first six months of 2021!
No Discovery Health medical aid increases for the first six months of 2021! If you belong to a South African medical scheme, the odds are you have a...
MoneyShop Youth Month Survey
June was Youth Month. And so we took a look at how a parents finances affect their children. Some key items to take away: More than half of...
MoneyShop Savings Survey
Spring is in the air! It is a new month, it is a new season! Please complete our survey so we can better understand how you save, and...
Review Discovery Vitality Rewards Program
Consumers, myself in particular, are naturally sceptical of reward programs. Each brand is faced with trying to create a loyalty program that is different and competitive enough in...
Review: InstantLife Insurance
After spending six years living in the UK, I returned home to South Africa to live in 2009. In the UK, buying insurance online was mainstream – nearly...
MoneyShop Youth Month Survey
June was Youth Month. And so we took a look at how a parents finances affect their children. The results are in, please see the results below. Also,...
Review: Simply Life Insurance – Domestic Worker Cover
Nannies and domestic staff are such important members of our families. From helping raise our kids as we head to work, to assisting with cleaning, cooking and other...
How Discovery Health Can Help You During Lockdown
This virus, and the lockdown that seems to be dragging its heels, have completely altered our way of living and for many of us, it’s severely affected our...
Jobless with Loans to Pay? Check if your Credit Life Policy includes Retrenchment Cover
Now that the nationwide lockdown restrictions have been eased from phase 5 to phase 4, some of us will be able to go back to work. The reality,...
Want to reduce your car insurance premiums during lockdown? This is what happened when I did.
As uncertainty looms and questions clutter our minds about how to cope during the global Covid-19 crisis, consumers are looking at different ways to save money. One way...
Need to attend a funeral? But what about the COVID-19 lockdown?
At the time of writing this blog post, we are all still holding our collective breathes, aren’t we? Will the lockdown end, or will Government enforce further “stay-at-home”...
Can you take out life cover during this COVID-19 crisis?
Fingers crossed this self-isolation strategy takes the sting out of the rampant COVID-19 virus and more carefree days are not too far off. It’s going to be a...
5 money-saving strategies you can implement in tough times like these
South Africa is officially in a recession, and Coronavirus could end up affecting every aspect of our lives in the coming months. 2020 is shaping up to be...
What’s the difference between a Medical Aid Plan and Medical Insurance?
Whichever way you look at it, you simply can’t afford not to have some form of medical cover in place if you live in South Africa. The state...
What can you do if you are single parent and battling to get financial assistance from your Ex?
What can you do if you are single parent and battling to get financial assistance from your Ex? Are you a single parent due to a divorce or...
Will Any Insurer Be Prepared To Cover Your Household Goods Over The Christmas Period?
It’s almost holiday time and in a few weeks millions of South Africans will be off on their annual migration to different parts for our country for a...
People Like You Are Seriously Considering Products Like These
What’s the first thing we do when we are considering buying a new book, taking a holiday or even enjoying a meal out at a new restaurant? We...
Can You Even Buy Retrenchment Cover Nowadays?
When the economy stutters, businesses feel the heat, and job losses are inevitable! A recent article published on the Business Tech website summarises the CCMA’s annual report for...
Will SARS Take A Healthy Chunk Of My Life Insurance Pay Out?
Life insurance isn’t something you get all warm and fuzzy about, is it? We all pay our premiums diligently, every month, and if some ill feeling or resentment...
How Do I Pick The Right Medical Aid Plan Option For 2020?
It’s about this time of the year that medical schemes across the country start rolling out their 2020 plan options. The one thing you can guarantee is that...
What Is A Life Insurance ‘Loading’ And When Can It Be Removed?
You often hear salespeople in the life insurance industry harp on about getting life cover when you are young because you will never be more youthful and healthier...
Will My Life Cover Policy Still Pay Out If I Don’t Go For The HIV Test?
Did you know that if you pick up your cellphone and take life cover out with a direct insurer, they aren’t going to ask you to go for...
Can’t I Just Take Out A Bunch Of Funeral Plans Rather Than One Life Insurance Policy?
Sure, you can. In fact, there is no restriction on how many funeral policies you can take out. If you want R50 000 funeral cover from ten different South...
How much life cover can you get for R300 per month?
Life insurance is one of those purchases most of us will end up making at some point in our adult life. You certainly aren’t thinking about the implications...
Do I Need Critical Illness Cover If I Belong To A Medical Aid?
When most of us think about life cover, we don’t necessarily think about the two additional benefits we can bolt onto our policy (disability and critical illness cover)....
Can I transfer my group life cover if I leave my company?
You’ve had enough. Enough of the daily commute, the office politics, and you’re frustrated that you still haven’t ‘cracked the nod’ for the corner office. It’s time for...
4 things to consider when buying home insurance
Home is where the heart is, and while you cannot always protect your heart, you can protect yourself from disaster by insuring your home and its contents. But...
Are you underinsured? Here are the dangers
To find that your claim is rejected or underpaid can come as a nasty shock. However, this can be avoided – if you make sure your assets are...
Someone crashed into your house – who pays?
Someone crashed into your house. Now what? Besides the trauma, a “dent” in your house can leave a dent in your pocket too. But knowing who is responsible...
Things to consider before lending your car to your family
It is common to let your spouse, child or even siblings drive your car. But not everyone thinks about the implications it has when it comes to insurance....
Why life insurance could be the best gift to your loved ones
There are many ways to show your loved ones you care about them. But who knew that life insurance could be one way of doing this? Purchasing life...
What impact does your credit score have on your insurance?
Your credit score is usually a measure of how likely you are to pay back a loan. Those digits determine whether you will get credit or not. But...
Is your child adequately insured on campus?
When children leave for university, they take their gadgets, bicycles, cars, clothes, and jewellery with them. But we all know that campuses are not always safe, and anything...
Can flatmates share insurance?
You and your flatmate are already sharing a space and certain belongings – so why not share insurance as well? But according to Marius Steyn, personal lines underwriting...
Get life insurance for every stage of your life
Our lives are not static. People grow up, they get married, have children, and retire. So as your life changes, so should your life insurance. Shreekanth Sing, technical...
3 fast facts about transferring your motor warranty policy
When selling your old car, one thing that races through your mind is the transferability of your extended car warranty cover. After all, it increases the price and...
Should you cede your life insurance?
Life insurance guarantees that you are protected in the event that causes income loss. This is the reason you need to think carefully before you cede it to...
Taking care of nice things: How to insure expensive gifts
Insurance is always the last thing on your mind when you receive a gift. Find out which insurances to consider after your thank you speech. Gifts are an...
Is an HIV test required for life insurance?
HIV/Aids is treated like any chronic desease nowadays. But does this mean you're no longer required to test before purchasing life insurance? Moneyshop finds out. Previously insurers have...
The other party drove away. What now?
Insurers want you to collect all the evidence to prove your case when you're involved in a car accident. But what happens when the other driver drives off...
Just had a car accident? Here’s how you claim from your insurer
So someone drove into the back of your car. Don't worry. Follow this process to claim from your insurer. With South Africa being one of the most dangerous...
Who pays what in case of a car accident?
Car insurance can help you cover expenses when your car is damaged. See how it can come in handy when you damage another driver's car. Car accidents are...
Home insurance: How do I avoid being underinsured?
Underinsurance is very common in South Africa, but you can ensure that you are not part of the statitistics. Ensuring that you are covered in the event of...
Is household insurance different from buildings insurance?
Household insurance and buildings insurance are both important because they ensure that you are covered in the event of theft, fire, lightning, storm, wind, or explosion. Here is...
Are you insured for safe travels?
Moneyshop looks at two types of insurance that could come in handy while travelling. When you have a trip coming up it is important to prepare for anything...
Could an incontestability clause become applicable in South Africa?
The incontestability clause is not legal in South Africa, but wouldn't it be better if it was introduced? Sometimes consumers lose out on their life insurance claims, either...
Hospital plan vs Medical aid – which one is for me?
By: Athenkosi Sawutana Buying a health plan is one of the things you can do to ensure that you are well taken care of while on your...
No need for a title deed to purchase home contents insurance
Home contents insurance is important even if you don't own a house. By:Athenkosi Sawutana Home contents insurance is usually marketed to people who own houses, which gives the...
Does life cover exclude certain illnesses?
One of the reasons people purchase life cover is to ensure that they are covered when they are ill and cannot work. When you purchase life insurance, your...
Legal aid or legal insurance – what’s the best option?
The difference between legal aid and legal insurance may not be immediately clear. Life is unpredictable, and that is why you always need to be prepared. You may...
Is life cover necessary when you have group risk cover?
Group cover provides financial protection in the event of injury and death , but is it it enough on its own? Many consumers believe that being insured under...
Ensure that your insurance claim is fully paid
Failing to read the terms and conditions in your insurance contract can lead to your claims being rejected. Moneyshop approached Marius Neethling, personal lines underwriting manager at Santam,...
Do you need an alarm to buy home insurance?
Installing a burglar alarm can have many benefits. But how much impact does it have on your home insurance? Many insurance buyers believe that installing a security system...
Can you negotiate grace periods for your repayments?
Certain life events could happen that may demand you to reshuffle your finances, even for just that month. Is this possible and how do you go about this...
Should you borrow from your life insurance?
While life insurance is designed to provide financial assistance in the event of death, it can also come in handy when you are facing an emergency. You have...
Financial advice for sexagenarians
The 60s can be the scariest time of your life, especially if your finances are not in order. The age of 60 means you have reached many milestones...
Can you take up life insurance after you retire?
Everyone one wants to make sure that their loved ones are taken care of when they are unable to. That is why is many still see value in...
Single and childless? You still need life insurance
Single people usually don't need life insurance because no one depends on their income, but there are times when it's necessary to have one. Single people are under...
Why you pay more for car insurance if you are a man
It is true that men pay more car insurance for different reasons. There are so many factors that influence how much you pay for your car insurance. These...
Tired of being scammed? Here’s how to protect yourself
Many consumers get scammed by their insurers, but you don't have to be one of them. Life insurers deal with fraudulent activities almost every day. Earlier this year,...
Should you consider pet insurance?
Pets are not just animals, they are members of the family. Just as you would want to give your children the best care when they are sick, so...
State-funded funeral: local councils come to the rescue of the poor and lonely
Have you ever wondered what will happen to your body when you die if you cannot afford a funeral? Everyone would like to have a decent and dignified...
Avoid funeral insurance scams so you can rest in peace
A lot of people are scammed by unregistered funeral service providers. To ensure that you don’t fall prey, we spoke to Prudence Thepi, general manager at Old Mutual...
Credit life insurance explained
Life has so many uncertainties. There is no guarantee that you will still have your job tomorrow. You don’t know if you will still be able to walk...
5 tips To Save On Car Insurance Premiums
Owning a car comes with many expenses. Forget that you're already paying hefty monthly instalments and maintenance fees. You still have to think about how much you need...
6 things you need to know about a hospital plan
Being admitted to hospital is never a plan, but it happens anyway. However, it is important to ensure that when it happens you are not caught off guard....
Aesthetic cars attract higher premiums
While an expensive, high-performance car like a Ferrari or Aston Martin is a dream come true for some, it can have a negative impact on your insurance premiums....
The price you pay for lying to your insurer
A third of insurance claims have an element of dishonesty according to the South African Insurance Association (SAIA). This happens even though insurance is based on the principle...
What you should know when buying car insurance
Buying a car may be a huge achievement, but it comes with many responsibilities. One of those is ensuring that the car is protected in the event of...
Understanding waiting periods
Everyone who has applied for any insurance in their life is familiar with the term “waiting period.” A term used for the time when consumers can expect no...
No life insurance without medical exam
When you apply for a life insurance policy, you will probably be required to undergo a medical exam. Although this exam is mostly performed at the insurers’ expense,...
The difference between medical aid an medical insurance explained
Many people are often conflicted when choosing their health plans. Sometimes it is because the difference between a medical aid and medical insurance is not clear. To some...
Psssst! Here is an easy and cheaper way to protect your bond
You have finally saved for the deposit of your dream home. You have spotted the house you want to buy. You have all the required documents. You head...
You can get a criminal record from drinking one beer
Many people land in jail because they are not aware of the legal limits of alcohol. Unfortunately, even a single glass of beer is enough to get you...
How much you spend on your insurance depends on your goals
A survey by Statistics South Africa shows that South Africans spend 8.9 percent of their monthly expenditure on insurance. However, there are still people who overspend on their...
Gender and life insurance
Past claims, not gender, are the cause of the differentiated premiums. In 2012, the European Court of Justice issued a gender directive, prohibiting insurance companies from using gender...
WHAT IS GAP COVER?
You may be alarmed when your dentist asks whether you have gap cover. But don’t worry, it’s not what you think! According to Lianne Lutz, wealth coach at...
Why you may have to pay a late joiner penalty fee
While medical schemes typically won’t refuse you as a new join, they can insist that you pay a late joiner penalty fee. You may be sighing at the...
Why you may have to pay a late joiner penalty fee
While medical schemes typically won’t refuse you as a new join, they can insist that you pay a late joiner penalty fee. You may be sighing at the...
Taking out a funeral policy for a parent
Losing a loved one is a devastating time in any family and one that should not signal you having to worry about funeral expenses. For this reason, taking...
Waiting periods for medical schemes
When joining a medical scheme with an existing condition, and if you have never had medical aid cover before (or at least not in the last five years)...
How much life insurance does your spouse need?
With the rush of everyday life, people rarely consider what would happen to their spouses if they suddenly passed away. It’s impossible to anticipate when this might happen...
Will my legal insurance cover me if I’m accused of murder?
Legal insurance is often viewed as an unnecessary expense. But should you land in hot water, and find yourself on the wrong side of the law, it could...
Car insurance extras – are they worth it?
These days car insurance providers offer more than just insurance for your car in the event of an accident, break in or breakdown. There are other perks wrapped...
Mystery shop on funeral insurance: Which one is the cheapest
Planning for the future includes planning for those unexpected events. Death being one of them. While it is not something that you may want to think about, ensuring...
What does your home insurance cover and do you really need it?
Insurance, regardless of the type, is often seen as a grudge expense, until you need it. Whether it be vehicle insurance or home insurance, these are products that...
Choosing the right car for lower premiums
We all want to secure the lowest insurance premiums on our cars, whilst still receiving excellent service. These premiums are determined by our own demographics, such as our...
Why you mustn’t cancel your life cover
Life cover can help your family financially when you are no longer around. The money can be used to cover immediate expenses through a cash pay-out, such as...
Do senior drivers pay more for car insurance?
For many, a car is an essential asset that enables us to get from one destination to the next. Naturally, with any vehicle, car insurance is essential to...
Is life insurance just a big scam?
I just turned 28 and only recently learned exactly what life insurance is. Now with some clarity, I can answer this… is life insurance just a scam? Actually,...
The dummies guide to legal cover
Life happens, and it is often at unexpected time you realise you need a lawyer. Hiring an attorney can be costly, and legal cover (or legal insurance) is...
5 Funeral tips you can take to the bank
The idea of dying to some is a pretty scary thought. There’s the fear of the unknown, knowing that you’ll leave your family behind and there are always...
Stuff about funeral cover we get asked all the time
Sometimes you look at an offering and you wonder if it’s worth it. Funeral insurance can be one of those ‘I’m still on the fence’ type of products....
Can you get car insurance for less than R500 per month?
Times are tough and we are all feeling the pinch, right? But we all need to continue fueling up our vehicles and head off to work every day...
Does your home insurance cover electrical faults?
Every homeowner will typically agree that home electrical faults are one of the biggest headaches, and often only something you panic about once something has gone wrong. Many...
Solving five problems with life insurance
You know you need it, you don’t always want to pay for it, but without it your family’s future could be a lottery. So why do you actually...
Is it time to cash out your life insurance?
Life insurance is predominantly taken out to protect your loved ones in case you pass away. But what happens when you find yourself without any dependents and a...
Are you rolling the dice on your income?
Ask most people about the importance of life insurance and the majority will agree that it is a necessary part of a financial plan. When the topic of...
Isn’t it time you got your house in order?
Ok so reading about your early exit may not be the best way to start your day but this is really important. Dealing with the death of a...
5 Things you should know about hospital insurance
People in need of medical cover often get confused between health insurance (also referred to as hospital cash-back plans) and a medical aid/scheme. While they may sound the...
How does age affect life cover?
There are many factors taken into consideration when taking out any form of insurance. When it comes to life insurance, for example, insurers take into account your age,...
What does motor warranty insurance cover?
If the manufacturer’s warranty on your car has expired you should consider extending it through purchasing motor warranty insurance, as parts and services can be really expensive to...
Motor warranty VS service plans
There is often confusion between a motor warranty plan and service plan, neither of which really register on your radar until something goes wrong with your car and...
Why is roadside assistance important?
Roadside emergencies can be annoying, stressful and sometimes even dangerous. Whether you’ve broken down with a simple flat tyre or your engine has ceased, being stranded on the...
Why you should buy life cover when you are young
If you're young, healthy and don’t have any children, you could be forgiven for believing that life insurance is not necessary. But the truth is that you could...
How can you save on your car & home insurance
Insuring your assets like your home and car can get pretty expensive, and can have you questioning whether it really is worth paying that monthly premium while you...
Signs that it’s time to get life cover
2017-05-23 Life insurance is hardly something you think of when you’re young and single, but then you get married, become a parent, buy a home, and suddenly you...
Know your rights when you can’t pay your bills
Sometimes, when luck is running against you, it is possible to form the belief that all hope is gone and no one can help. While this is almost...
What if you can’t afford fancy shmancy medical aid?
Medical insurance is cover taken to help cover medical costs. Having medical insurance in place will help with those unforeseen expenses associated with health issues, be that a...
How to avoid getting hooked in a funeral cover scam
You want to take out a funeral policy for yourself and your family. But how do you know it is legitimate and not a scam? Insurance and financial...
7 Ways to reduce hefty car insurance premiums
Car insurance can be expensive for a younger driver. This is mainly because insurers see younger drivers as a risk due to their lack of motoring experience. However,...
7 ways to reduce hefty car insurance premiums
Car insurance can be expensive for a younger driver. This is mainly because insurers see younger drivers as a risk due to their lack of motoring experience. However,...
Different types of car insurance
Due to high premiums, taking out car insurance tends to feel more like a pain than a benefit. But accidents happen, so it’s better to be covered if...
Should you get medical aid for your car?
The chances of your car breaking down may be slim in your mind and you may feel you don’t need to pay for cover now that your car...
Stuck on the N3? Why you need a mechanical warranty now!
Without a Bidvest Mechanical Warranty, a major vehicle repair can set you back a whopping R70 000. So ask yourself if you can afford NOT to have a...
The end of the month, the end of the money
If you’re one of the fewer than 5% of South Africans earning R30,000 or more per month, you might not have noticed how tough times are for everyone...
How to make money in hospital
Hospitalisation costs more than just the medical expense – it can result in a loss of income too. Supplement your medical aid with hospital cover and make money...
When it’s not your fault, lawyer up and get legal cover
It’s more common that you think: the need for legal support when things go wrong and it wasn’t your fault. But not everyone can afford a lawyer. With...
Life insurance or death?
It’s 5pm and you’re about to leave work when you get a call that starts with those dreaded words: “I wonder if I could have a few moments...
So how was your weekend…in jail?
Friday night and you hit the pub. Hard. You don’t mean to but it’s been a long week and it’s great to be jolling with your colleagues. Steve,...
9 frequently asked questions about funeral cover
Have you ever looked at an offering and wondered if it’s actually worth spending the money? Funeral insurance can be one of those ‘I’m still on the fence’...
Sex at the office: She looks good in black but do you look good in orange?
We’ve all been there. Monday morning: you’ve managed to drag yourself to work looking, at best, half decent. Before even attempting some kind of work-related productivity you head...
How not to get sued and lose your job
Everyone knows that sexual harassment is a thing but do you know how easy it is to be accused? A simple touch on the shoulder or even a...
Umbrella insurance: will it safeguard you against an unexpected rainy day?
Do you need umbrella insurance? Picture this: you are in an accident that is not your fault and you are now liable for damages done to the other...
Car rental waivers: everything you need to know
When you're renting a car, you may be liable for a lot more than you are aware of... We demystify the real costs of renting a car and...
Can you take up life insurance after you retire?
Everyone one wants to make sure that their loved ones are taken care of when they are unable to. That is why is many still see value in...
Home insurance: what are you really covered for?
Your home is the place that you go to after a long day at the office to find some serenity and relaxation. It is your security blanket and...
Car trouble but your insurance won’t pay out? This is why
There have been too many instances where people have been in a car accident, or had other car trouble including a stolen car, and even though they are...
Let’s explore South Africa’s Road Accident Fund
Did you know that if you are involved in a road accident inside of South African borders there is a state-funded insurance that will provide you with appropriate...
High or low: what should your credit score be?
What is a credit score you may be asking? Your credit score is a record of your loans and is taken into consideration when you want to take...
Make your medical savings account last longer with these tricks
Majority of South African medical aid schemes offer a medical savings account (MSA) to clients. This is where your own money is kept aside by your medical aid...
Avoid those dreaded extra costs and take out gap cover
We take out medical aid, pay our monthly premium and just carry on happily with our days believing that no matter what happens, our medical aid scheme has...
As a business owner, can your goods in transit be insured?
RISK (Noun) “A probability or threat of damage, injury, liability, loss, or any other negative occurrence that is caused by external or internal vulnerabilities, and that may be...
We answer the top 6 funeral plan questions
Sometimes you look at an offering and you wonder if it’s worth it. Funeral insurance can be one of those ‘I’m still on the fence’ type of products....
Are you covered by your medical aid for cancer treatments?
Is it just us, or does if feel like cancer is becoming more and more prevalent these days? Almost everyone you speak to either has cancer or knows...
Is there ever a bad time for income protector cover?
The mines are cutting jobs at the speed of light, while commodity prices continue to plummet. Both Europe and China are going through some seriously tough times and...
Women-specific insurance: what are the benefits?
Girls, you’re probably wondering whether those women-specific insurance products are really better for you than the ordinary, run-of-the-mill products that the rest of South Africa (well, the men)...
Why everyone should consider investing in disability cover
A recent study published in the Personality and Social Psychology Bulletin reported that it is extremely common for people to apply a positivity bias, also known as the...
5 reasons why you need to take out critical illness insurance cover today
You have invested in life insurance in case of sudden, or unexpected death so that your family is financially secure, but have you insured yourself for situations that...
How much do you really know about unemployment insurance?
Unemployment insurance: we have all heard about it and we all see the UIF contribution coming off our pay slip every month, but do we really know what...
Ladies, it’s time to steer your health in the right direction from an early age
As women we think we are invincible (which we often are), however from head to toe, there are always potential health problems that may be looming, which is...
Top 5 insurance mistakes to avoid
It’s true, insurance is an emotional subject, but it is also a necessary evil and protects you from being seriously out of pocket in case the proverbial “shoe”...
Do you know what your medical aid does not cover?
Meet Zana. As a 34 year old professional living in the city of gold, Zana recognised the value of having a comprehensive medical aid, particularly since she and...
I missed my monthly medical aid payment, what now?
So… you have been all wrapped up in work, entertaining your kids during the school holidays, watching the tennis on the sly and still keeping the missus happy...
Understanding medical aid lingo
Becoming an adult can be a daunting task; especially when it comes to having to make your own financial decisions. One of these decisions that we have to...
Do you need tyre and rim insurance?
Some say ‘they sneak up on you just as you aren’t looking’ and that ‘they are a proudly South African phenomenon’. All we know is, they are called...
Is it really necessary to roadworthy my car?
The answer to this is simple… yes. It is common knowledge that the death tolls on our roads is remarkably high and while negligent driving can be blamed...
Been in a car accident? Keep calm and follow these steps
For those of us unlucky enough to have been in an accident, we know that the trauma and stress from the situation can cause us not to think...
Ever wonder how insurance providers create your risk profile?
We’ve all been there… You call an insurance provider to get a quote on vehicle insurance and the twenty questions start (or is it thirty?). Where do you...
Hospital plans: FAQs we all want answers to
It is no secret that having some kind of medical cover is important, however, due to the pricing of medical plans it is not always feasible. In this...
Insure the smart way – specify the valuables you take out of home
If it hasn’t happened to you, it has certainly happened to someone you know… The dreaded car jamming. You stop at the shop, press your car key thinking...
Liability insurance – what every professional needs to know
What do accountants, attorneys, advocates, medical specialists, estate agents, teachers and engineers have in common? They are all at risk of being held liable for something going wrong....
What is credit shortfall insurance and do you need some?
Admit it… Most of us have dreamt about buying that brand spanking new car right off the showroom floor since when we were teeny tiny toddlers (or just...
Car and home insurance tips that could save you thousands
For most of us, car and home insurance is just one of those premiums that run off our bank accounts like clockwork. Let’s be honest, how often do...
Don’t forget about insurance when travelling abroad
Travelling is one of life’s greatest joys, and forward planning is essential to ensure your trip is easier, safer and more enjoyable. Unfortunately one element that’s often overlooked...
Motorcycle Insurance 101
Maybe you are a daredevil, seeking the thrill of the wind blowing through your hair. Or maybe you’re looking for a more affordable alternative to commuting to and...
Understanding business insurance
Running a business is not for the faint-hearted. There are countless uncontrollable risks that influence the success or failure of the business. Accidents happen, and they can happen...
Making sure your medical aid fits into your budget
Today being a part of a medical aid is really important to taking care of your and your family’s health. In South Africa, private medical care is expensive...
Should you put all your eggs in one basket?
Are you able to have your life insured with more than one insurer? Perhaps you don’t want to put all your eggs in one basket and would feel...
Can you trust the state with your child’s future?
Are you a single parent? Are your children the beneficiaries of your life insurance? Do you realise the problems this creates if they’re under 18? Since they haven’t...
Why it pains you to pay for life insurance
Have you ever seen what a million Rand looks like, in cold hard cash? Very few of us have, and that might just be why we get so...
Do I need Pet Insurance?
As a pet owner, one of the most common questions you probably ask is: “Do I need pet insurance?” The answer to which many people think is no....
The meaning behind the “late joiner penalty” on your medical aid
If you have just joined a medical aid for the first time you may have noticed that you are being charged a late joiner penalty but what does...
You have medical aid, but does it cover you for dental expenses?
So you have a medical aid, but have you checked the fine print to see if you are covered for any dental expenses? When we sign up for...
Is there any value in taking out an extended motor warranty once your original plan runs out?
Everyone is aware that having a motor vehicle can be costly which is why, whenever we purchase a new or second hand car, it is advisable to make...
Medical aid – what is the best cover for you
There are so many different medical aids available these days and each provider offers so many options, it’s really difficult to know which one is right for you...
Death is an inevitable part of life. Don’t leave your family with the financial burden of paying for your funeral – rather take out funeral insurance
Funeral planning is essential: don’t leave your loved ones to do a difficult job, made worse because they are grieving. We know that it isn’t an easy task...
Legal help for when you need it most
Insurance cover for unforeseen legal costs may not seem as important as death or disability cover, but it could save you money at a time when you are...
Why is Medical Aid Important?
Health is something that we take for granted and tend not to think about until something goes wrong. That's why you need to be with a good medical...
Budgeting for a Divorce
Chances are that divorce left your budget a little lop-sided, with much less monthly income to use in your current lifestyle. Now is the time to re-evaluate your...
What is Household Contents Insurance?
Many people confuse home contents insurance with with buildings insurance, but the two are quite different. Buildings insurance specifically covers the structure of your home and doesn't include...
Tips for Car Theft Prevention
Imagine that you’ve just walked out of your local grocery store and are trying to find your way to your car. But it’s not there anymore. It’s been...
Introduction to Car Insurance
Car insurance has been described as a necessary evil – even if you pay cash for a motor vehicle and you are the most cautious of motorists, you...
All About Car Insurance Cover
Car insurance is essentially a contract in which an insurance company assumes financial responsibility for any loss the insured may incur through damage or theft to his/her vehicle....
Car Insurance Costs
The insurance companies takes many factors into account that may affect the risk to the company of having to pay out a claim. When you take out a...
Why Do I Need Vehicle Insurance?
The South African vehicle hijackings and road crash statistics provide more than enough evidence to the importance of vehicle insurance. Over the last couple of years the cost...