Opening a bank account for your child? Check out these 4!
Your child may be too young to know anything about banks or money, but that shouldn’t stop you from instilling financial discipline. One of the ways you can...
Credit facilities – the most popular debt in South Africa
Consumer appetite for credit facilities has increased according to the Credit Market Report (CCMR) published by the National Credit Regulator (NCR) in April. The report showed that there...
Budget Review: As a 20-something where could you be saving?
June is Youth Month and one of the biggest issues facing the youth of South Africa is debt, whether it be student debt, loans or credit card debt....
Loan scams: How to protect yourself from loan scams
The current economic situation we’re experiencing in South Africa has created a strong appetite for credit. Often consumers need to borrow money out of desperation just to help...
Beware of loan sharks
Loan sharks or Mashonisa, as they are known in the South African townships, have caused so much misery in people’s lives. Confiscated possessions and violent threats are just...
Envelope budgeting still relevant in the digital age
In a time where many people find themselves living beyond their means, it has become crucial to create a spending plan. This plan will help you see where...
Do you know the difference between a debit order and a stop order?
The difference between a debit order and a stop order is not obvious to some people. Many use these terms interchangeably without fully understanding their meaning. After all...
8 tips to save for your next holiday trip
Travelling is a sure path to happiness. However, many people put it off because they cannot afford it. We spoke to financial and travel experts to give you...
You can emigrate, but you can’t escape your debt
If you are burdened with debt, you might have considered going overseas and leaving your baggage of debt behind. Some people hope that their debt will then somehow...
Is debt counselling a better alternative to debt consolidation?
The first thing that comes to mind when over indebted and seeking debt relief, is debt consolidation. This eliminates the trouble of dealing with multiple creditors. However, there...