As a pet owner, one of the most common questions you probably ask is: “Do I need pet insurance?” The answer to which many people think is no.

Think about this, you take out all types of insurance to cover you for potential, unforeseen and large expenses that you couldn’t normally afford, including car, household and even funeral insurance so why not cover your pet too?

What is pet insurance?

As a pet owner you know that veterinary bills can get quite high, especially when your animal becomes ill or has a serious injury. By taking out pet insurance, these costs will be either partly, or fully, covered depending on which provider and which plan you choose.

What does it cover?

It is important to note that not all providers will cover the same things – some may cover more than others – which is why we suggest doing your research first before deciding.

Some expenses covered by pet insurance include:

  • Accidents
  • Boarding of your animal at the vet due to illness or injury
  • Blood tests
  • X-rays
  • Prescribed medication
  • Prescription food
  • Illness
  • Burial, cremation or euthanasia

What will it cost?

As with all insurance, pet insurance costs are will depend on the provider you decide to use, what scheme you choose as well as how many animals you are insuring. Costs can range from R99 to R1 000 per month, which is why we stress that you do your research before deciding on a provider.

Examples of providers

Some of the top pet insurance providers in South Africa are:

Don’t just let your dog be your best friend – be their best friend too and consider insuring their health and well being.