The tough economy is resulting in consumers getting into long-term debt because they spend more than they earn.
We know how quickly debt spirals out of control and becomes a real problem. But there is a solution to debt control: debt consolidation.
Effectively this is a single loan from a financial lender which pays off all your separate debts in one go, and then consolidates your repayments into one amount that you can comfortably afford. You then pay the lender that one instalment every month until the total amount you owe is repaid.
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