Money Articles

  • HOW CAN DEBT CONSOLIDATION GO WRONG?

    2017-10-02

    People who tend to apply for debt consolidation loans are either financially over extended or are heading that way. Many view it as ‘saving grace’ to their financial dilemmas, but debt consolidation has the potential to go wrong too. We look at what can happen if you don’t choose a reputable provider or if you borrow after entering into debt consolidation. 

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  • HOW CAN I FIX MY CREDIT REPORT?

    2017-10-02

    Your credit report is an important document. It tells the details of your financial status, highlights how much debt you have, your payment history, and any judgements against your name for overdue or unpaid debt. This is one of the first documents that creditors will check when you apply for credit. If you have a bad credit history, you most likely will not be granted a loan.

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  • HOW CAN I SAVE FOR MY SUMMER HOLIDAY?

    2017-10-02

    Holidays can be expensive to pay for, but if you’d rather not use a form of credit like your credit card or personal loan to pay for it then it’s possible to save for it. All you need is patience, time and perseverance.

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  • IS DEBT CONSOLIDATION THE BEST WAY TO MANAGE YOUR DEBT?

    2017-10-02

    Managing your debt can leave you in a tricky situation and landing in financial trouble. Debt consolidation is often an option offered to those struggling to make repayments. But is it really the best way to manage your debt? 

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  • MANAGING YOUR FINANCES UNDER DEBT COUNSELLING

    2017-10-02

    For many debt counselling is a last resort when their financial life has become unmanageable. Debt counselling helps to keep the debt collectors at bay, and gives you the opportunity to get back onto your financial feet.

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  • RETIREMENT ANNUITY VS. TFSA

    2017-10-02

    Retirement annuities (RAs) and tax free savings accounts (TFSAs) are two savings vehicles offering people tax benefits. However, their structures differ making them suitable for different savings needs.

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  • WHAT FEES DO I PAY FOR DEBT CONSOLIDATION?

    2017-10-02

    A consolidation loan allows you to pay off all your debt, and only have the one loan to repay each month. This enables you to have one fixed amount to repay on equal instalments over an agreed period. But what are the fees associated with this type of loan?

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  • WHY IS DEBT CONSOLIDATION NOT A QUICK FIX?

    2017-10-02

    Most credit active consumers think the best way to settle debt is by taking out a consolidation loan. But consolidation loans do not settle debt, they merely group up your debt obligations into one new loan amount stated debt counselling specialists, DebtBusters.   

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  • WHY PEOPLE IN THEIR 20S AND 30S SHOULD LEARN ABOUT CREDIT RIGHTS

    2017-10-02

    It’s easy to be carefree about money when you are young and in your 20s and early 30s as the burden of having to pay back the money doesn’t seem so great. But as more responsibilities rest on your shoulders as you think about settling down, getting married and starting a family it can all add up. 

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  • WHY SHOULD I INVEST IN A RETIREMENT ANNUITY?

    2017-10-02

    The words ‘retirement annuity’ (RA) may not sound sexy, but they are an investment product that you should consider as there are many benefits to investing in one. An RA is a tax effective retirement fund, which was created under the Pensions Fund Act.

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Total Articles: 276