You have just moved in with your significant other. One of the things you probably will be managing together is your finances. But while a joint account might seem like a practical idea, it is not an option for South Africans.Read More
The winter chill can easily make you lose focus of your finances. Having to spend double on almost everything: food, electricity, clothes - you can easily veer from your spending plan. However, you could use this season to reflect on your finances.
Imagine you want to celebrate a milestone in your life, but your purse doesn’t allow. Hosting a party can be a costly experience. The venue, refreshments, cake, décor and food do not come cheap. However, if you have the right friends, you can throw your party without paying a cent. With the help of Angela Clarke, an events company owner, we managed to compile five tips that will save you a lot of money.Read More
Life has so many uncertainties. There is no guarantee that you will still have your job tomorrow. You don’t know if you will still be able to walk next month. However, one thing you can be sure of is that your debt is not going to go away because of your circumstances.Read More
June is Youth Month and one of the biggest issues facing the youth of South Africa is debt, whether it be student debt, loans or credit card debt. While debt is not the enemy, the real challenge is to manage it. This month we look at young professionals’ budgets in the hopes of saving them money. With the help of Ester Ochse, First National Bank’s financial advisory product specialist, we will run a series of budget reworks over the course of the next few weeks.
This week we review the budget of a 26-year-old woman who works as a primary school teacher.
June is Youth Month and one of the biggest issues facing the youth of South Africa is debt, whether it be student debt, loans or credit card debt. While debt is not the enemy, the real challenge is to manage it. This month we look at young professionals’ budgets in the hopes of saving them money.
You know that your loved one incurred some debts while they were still alive. The house is not paid up. The car that is parked in the garage is still owed to the creditors.
So what happens to these debts after the death of your life partner or close family member?Read More
Being admitted to hospital is never a plan, but it happens anyway. However, it is important to ensure that when it happens you are not caught off guard. If a hospital plan is what you have in mind, this is what you should know according to Elmarie Jensen, marketing manager at Genesis Medical Scheme.Read More
Consumer appetite for credit facilities has increased according to the Credit Market Report (CCMR) published by the National Credit Regulator (NCR) in April.
Your child may be too young to know anything about banks or money, but that shouldn’t stop you from instilling financial discipline. One of the ways you can do that is by opening a bank account where they can save their money.Read More