Money Articles

  • IS DEBT CONSOLIDATION THE BEST WAY TO MANAGE YOUR DEBT?

    2017-10-02

    Managing your debt can leave you in a tricky situation and landing in financial trouble. Debt consolidation is often an option offered to those struggling to make repayments. But is it really the best way to manage your debt? 

    Read More

  • MANAGING YOUR FINANCES UNDER DEBT COUNSELLING

    2017-10-02

    For many debt counselling is a last resort when their financial life has become unmanageable. Debt counselling helps to keep the debt collectors at bay, and gives you the opportunity to get back onto your financial feet.

    Read More

  • RETIREMENT ANNUITY VS. TFSA

    2017-10-02

    Retirement annuities (RAs) and tax free savings accounts (TFSAs) are two savings vehicles offering people tax benefits. However, their structures differ making them suitable for different savings needs.

    Read More

  • WHAT FEES DO I PAY FOR DEBT CONSOLIDATION?

    2017-10-02

    A consolidation loan allows you to pay off all your debt, and only have the one loan to repay each month. This enables you to have one fixed amount to repay on equal instalments over an agreed period. But what are the fees associated with this type of loan?

    Read More

  • WHY IS DEBT CONSOLIDATION NOT A QUICK FIX?

    2017-10-02

    Most credit active consumers think the best way to settle debt is by taking out a consolidation loan. But consolidation loans do not settle debt, they merely group up your debt obligations into one new loan amount stated debt counselling specialists, DebtBusters.   

    Read More

  • WHY PEOPLE IN THEIR 20S AND 30S SHOULD LEARN ABOUT CREDIT RIGHTS

    2017-10-02

    It’s easy to be carefree about money when you are young and in your 20s and early 30s as the burden of having to pay back the money doesn’t seem so great. But as more responsibilities rest on your shoulders as you think about settling down, getting married and starting a family it can all add up. 

    Read More

  • WHY SHOULD I INVEST IN A RETIREMENT ANNUITY?

    2017-10-02

    The words ‘retirement annuity’ (RA) may not sound sexy, but they are an investment product that you should consider as there are many benefits to investing in one. An RA is a tax effective retirement fund, which was created under the Pensions Fund Act.

    Read More

  • WILL DEBT COUNSELLING IMPACT FUTURE EMPLOYMENT OPPORTUNITIES?

    2017-10-02

    Debt counselling is usually positioned as a good thing, as it means that you are taking charge and sorting out your finances. However, there is still a stigma attached to debt counselling and some people have faced a number of difficulties in the past with regards to employment opportunities, according to DebtBusters. 

    Read More

  • DUDE, HOW CLEAN IS YOUR CREDIT REPORT?

    2017-05-30

    When applying for credit, have you ever questioned why you’re asked for your name, proof of employment and marital status? 

    Read More

  • RETIREMENT PLANNING - 7 MISTAKES TO AVOID AT ALL COSTS

    2017-05-23

    You may think you have everything planned and lined up just right when it comes to your retirement. Or you may not have started investing yet, but you’re convinced that you have a plan in your head which will ensure you live the good life in your golden years. 

    Read More

Total Articles: 293