A personal loan may be exactly what you need. But before you jump into the deep end, you should understand the consequences of belly-flopping on the surface and nose-diving into the floor.
After you receive your personal loan, you will be required to pay it off over time. But what happens if you can’t make your payments?Read More
Taking out a personal loan is a huge, long-term commitment. You shouldn’t make this decision on a whim or take the consequences lightly.
According to Standard Bank the short answer is yes. “Banking needs are similar for everyone irrespective of where you live and or study throughout the world,” states Standard Bank.Read More
Personal loans are the most popular type of loans because of their versatility, as well as the most despised loans because of their high interest rates.
If you need money to pay for anything, from home renovations to outstanding medical bills, then a personal loan is the best choice for you. But since this type of loan is not secured to an asset, like your car or home, the interest rates are notoriously high.Read More
New Year’s resolutions are so last year… Let’s face it, most people don’t stick to them anyway. Which is why we have resolved to not set ourselves up for failure with grand (almost insurmountable) resolutions this year. Instead, we’re dishing out handy (simple and do-able) tips to make 2018 your best financial year yet.Read More
Films and television shows either portray robots as goofy heroes (think C-3PO in Star Wars) or the killer machines with the intention of ending all human life and taking over the world (Terminator). While they may not yet be threatening human existence they are increasingly becoming part of our lives.Read More
“I want it and I want it now!” That isn’t your 3 year old talking - it’s the voice in your head telling you how badly you need that new state of the art smartphone with all the bells and whistles (when you actually have a phone that works just fine). The fact that we have such easy access to credit and finance nowadays doesn’t help when it’s coupled with very smart advertising and marketing. A perfect recipe for disaster!Read More
The term “credit report “may sound familiar to you but do you fully understand what it means and what it offers? In today’s volatile economic state it is vital that you understand and check your credit report in order to manage your finances optimally.Read More
Saving for your retirement is important because you want to live out your golden years enjoying life and not worrying about how you can get more money to pay the bills. If you do have a pension pot of some kind, that’s a good thing. But what if you don’t or are going about it in the wrong way?Read More
When it comes to studying further, the challenge often tends to be the affording of fees. For many South African students, as recently highlighted by the Fees Must Fall campaign, affording to pay university fees for some are not realistic. This is where many resort to either personal or student loans.Read More