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Frequently asked questions

In order to qualify for a personal loan you will need to have  the following:

  1. A South African ID
  2. A minimum income of R5,000 per month
  3. You will also need to pass a credit check.

No, Moneyshop is not a loan provider. We simply find the best loan suited to your profile with SA’s top loan providers. We have partnered with SA’s top insurers and personal loan providers to make your online application process for financial services – such as funeral plans, car and home insurance and hospital cover quick and easy! Best of all, our service is free!

No, unfortunately you will not be approved for a loan if you are blacklisted. In order to get a loan you will need to pass a credit check which requires a healthy credit score. If you are blacklisted you should consider debt counselling.

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